Roundstone

Roundstone Based in Rocky River, Ohio, Roundstone offers affordable health benefits for small to mid-size business Roundstone Management, Ltd.

(“Roundstone”) is an insurance organization focused on the development, underwriting and servicing of alternative risk products, including captives and specialty insurance programs. Roundstone offers intermediaries and buyers an expertise in the captive marketplace coupled with turnkey insurance management services. Roundstone’s medical expense stop loss program allows mid-sized companies (20-1,00

0 employees) to control their health insurance costs through self-funding methods historically used by larger companies. In the standard health insurance market, all profits are retained by the insurance carrier, no matter how few claims are submitted. Our program works differently, by minimizing cost variability through shared risk in a group captive with other similar sized companies, letting employers retain any cost savings at the end of the year. The healthier the employees and the fewer claims submitted, the more potential savings for the employer. It is Roundstone’s mission to limit the annual increase in employer’s health benefit cost to a level below inflation.

"You charged me for what?!” If you’ve ever felt blindsided by the costs buried in your employee benefits plan, you’re no...
07/23/2025

"You charged me for what?!” If you’ve ever felt blindsided by the costs buried in your employee benefits plan, you’re not alone. Traditional insurance often hides fees in plain sight.

🧾 From network access fees to inflated stop-loss margins, these hidden costs add up fast, eroding your budget and limiting what you can offer your team.

At Roundstone, we believe you deserve transparency. That’s why we’re breaking down the Top 5 Hidden Costs you’re probably paying right now—and how self-funding puts you back in control.

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Uncover Hidden Fees: Discover the top five hidden costs in employee benefits plans that are driving up healthcare expenses without employers even realizing it. Roundstone’s Transparency: Understand how Roundstone’s transparency can help you minimize these hidden fees and choose the most affordab...

Did you miss our last Webinar? Don't stress, it's now on demand!Visit our website to learn Why Friends Don't Let Friends...
07/22/2025

Did you miss our last Webinar? Don't stress, it's now on demand!

Visit our website to learn Why Friends Don't Let Friends Level-Fund and how the captive model outperforms level-funding every time.

While level funding can feel like a safe middle ground, too often hidden pitfalls leave clients stuck with rising costs, unpredictable renewals, and little control.

Watch now:

JOIN US FOR A WEBINAR Friends Don’t Let Friends Level-Fund Why the Captive Model Outperforms Level Funding — Every Time Register Now Unlock Transparency, Control, and Cost Savings with Captive Self-Funding Level funding may seem like a “safe” middle ground, but hidden pitfalls often leave em...

💸 85% of CFOs say rising healthcare costs are hurting profitability.So why are most still stuck in a system they can’t c...
07/16/2025

💸 85% of CFOs say rising healthcare costs are hurting profitability.
So why are most still stuck in a system they can’t control?

A recent Roundstone study and Chief Executive Group reveals the real toll traditional health insurance is taking—and what forward-thinking CFOs are doing about it.

Don’t miss the insights that could change your benefits strategy—and your bottom line.

👉 Read the full CFO Leadership Report:
https://bit.ly/40iSllt

TOPIC CFO Leadership Survey: 85% Say Healthcare Costs Are Hurting Profitability Find this article helpful? Share it with others. Facebook Twitter Youtube For most businesses, health insurance now ranks as the second-largest expense after payroll. Yet many companies remain trapped in traditional, ful...

Think stop-loss insurance is just a safety net? Think again.Stop-loss coverage is a critical component of self-funded he...
07/15/2025

Think stop-loss insurance is just a safety net? Think again.

Stop-loss coverage is a critical component of self-funded health plans—but too often, it's misunderstood or overlooked.

In our latest blog, we break down:

✅ What stop-loss insurance really is
✅ The difference between specific and aggregate coverage
✅ How it protects your business from catastrophic claims

If you're self-funding or considering it, this is essential reading to make informed, confident decisions.

🔗 Read the full article:

TOPIC Understanding Stop-Loss Insurance Find this article helpful? Share it with others. Facebook Twitter Youtube Stop-loss insurance protects against catastrophic claims and helps manage risk for companies using self-funding. As a group captive insurance plan, stop-loss insurance allows you to enjo...

This week, Roundstone Employees competed in arcade basketball as a part of the 2025 Cleveland Corporate Challenge!The Cl...
07/11/2025

This week, Roundstone Employees competed in arcade basketball as a part of the 2025 Cleveland Corporate Challenge!

The Cleveland Corporate Challenge is all about wellness, team spirit, and giving back—which is the perfect place for our employees to live out our core value of 'living well!'

🎙️ New Podcast Episode Alert!We’re thrilled to share that Roundstone’s President and Founder, Mike Schroeder, is the fea...
07/10/2025

🎙️ New Podcast Episode Alert!

We’re thrilled to share that Roundstone’s President and Founder, Mike Schroeder, is the featured guest on the very first episode of the Humble Conversations Podcast by Dr. James Knight.

Tune in for a powerful, down-to-earth conversation on leadership, vision, and humility—values that drive everything we do at Roundstone.

Watch the episode on YouTube: https://www.youtube.com/watch?v=EMCLd41zILo
or, listen on your favorite platform (Spotify, Apple Podcasts, etc.).

"

n this episode of Humble Conversations, Dr. James Knight sits down with Mike Schroder, CEO of Roundstone, for a powerful dialogue on leadership, innovation, ...

Meet the experts behind the Direct Primary Care (DPC) movementOur July 31 webinar features voices from the frontlines of...
07/09/2025

Meet the experts behind the Direct Primary Care (DPC) movement

Our July 31 webinar features voices from the frontlines of healthcare transformation:
Daniel Demyan – Cost Containment Strategist, Roundstone
Beth Holmes – Head of Hint Connect
Dr. Richard Berry - Maple Health

Join us and explore how DPC delivers better outcomes and lowers costs.

🗓️ Save your spot: https://roundstoneinsurance.com/emerging-cost-containment-the-role-of-dpc/?utm_source=facebook&utm_medium=social&utm_campaign=webinar_ecc_2025_post_2

For CFOs the pressure to cut spend without transferring more cost to employees or sacrificing their quality of care is r...
07/07/2025

For CFOs the pressure to cut spend without transferring more cost to employees or sacrificing their quality of care is real.

Join us and the CFO Leadership Council for an eye-opening webinar specifically for finance leaders. Discover how a competitive self-funding captive solution like Roundstone's can lower costs and deliver a better employee experience.

Reserve your spot today:

Healthcare costs spiraling out of control? You’re not alone. Over 80% of CFOs say rising healthcare costs are squeezing margins, and nearly half have marked benefits spend as a top area for cuts in 2025. But what if you could cut costs without cutting care? Join Roundstone experts for a concise, C...

07/03/2025

🎆Happy Independence Day! This is a reminder that Roundstone Offices will be closed today and tomorrow in observance of the holiday.

07/02/2025

Direct Primary Care (DPC) is changing the way employers approach healthcare, and it could be your next big cost-saving move.

According to a 2021 study, an adoption of DPC for employers has resulted in:

- A 54% reduction in emergency room claims
- 25% Fewer hospital admissions
- A 13% reduction in total cost of claims

Join us for a live webinar on July 31 at 2:00 PM ET to explore how to implement cost-saving measures, like DPC, and how it fits into a self-funded health plan.

Register now: https://roundstoneinsurance.com/emerging-cost-containment-the-role-of-dpc/?utm_source=facebook&utm_medium=social&utm_campaign=webinar_ecc_2025_post_1

Confused about what a TPA actually does in a self-funded health plan? You’re not alone.If you’re exploring self-funding—...
07/01/2025

Confused about what a TPA actually does in a self-funded health plan? You’re not alone.

If you’re exploring self-funding—or already there but not seeing the results you expected—the missing link might be your Third-Party Administrator (TPA).

In our latest blog, we break down:

- What a TPA really is
- How they impact claims, compliance, and employee service
- What separates a high-performing TPA from one that’s just “good enough”

💡 You’ll also see how Roundstone’s Preferred Bundle—featuring our own TPA, Bywater—helps employers save an average of $5,654 per employee per year.

Whether you're an employer, HR leader, or advisor, this guide gives you the clarity and tools to make smarter decisions about your health plan.

📖 Read the full post:

TOPIC What Is a TPA? A Complete Guide for Self-Funded Health Plans Find this article helpful? Share it with others. Facebook Twitter Youtube Third-Party Administrators (TPAs) are one of the most important components of a well-run self-funded health insurance plan. They’re the engine behind the sce...

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Lakewood, OH

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Tuesday 9am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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Our Story

Based in Lakewood, Ohio, Roundstone offers affordable health benefits for small to mid-size businesses across the country.

Founded in 2003, Roundstone came together because of a shared belief that we could help employers adopt a different approach and positively impact bottom-line results.

Today, Roundstone is an Inc. 5000 Fastest Growing Company and Top Northeast Ohio Workplace. We are a team of insurance experts, registered nurses and specialists with backgrounds in accounting, regulatory, healthcare, actuarial, claims, risk management, underwriting and reinsurance, all under one roof.