Melissa Brooke Pelzer Insurance Broker

10/21/2025

https://www.facebook.com/100064674070685/posts/1214383740727417/?

AARP Member Benefits

10/21/2025

Contact me with any questions.

10/21/2025

Contact me with any questions 😀

10/21/2025

06/07/2025

Good information, everyone. In 2024, the maximum out-of-pocket cost for Medicare Part D enrollees was capped at approximately $3,300 to $3,800 for those who have high drug costs and reach the catastrophic coverage phase. Once this cap is reached, enrollees are no longer responsible for 5% coinsurance for the remainder of the year. Starting in 2025, this cap will be reduced to $2,000, and the coverage gap (or "donut hole") will be eliminated. This cap includes deductibles, copayments, and coinsurance for covered drugs. Once a person's out-of-pocket spending reaches $2,000, their Part D plan pays 100% of the cost for covered drugs for the rest of the year. The cap does not cover costs for medications not covered by Part D, such as those covered under Part B (e.g., injectables) or medications purchased outside of the plan.

01/29/2025

We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

The official U.S. government website for Medicare, a health insurance program for people age 65 or older and younger people with disabilities.

08/21/2024

Explore your options!

01/21/2024

Reminder:

10/06/2023

Covered California open enrollment is almost here! Feel free to contact me if you have any questions. I am licensed and certified with Covered California for many years, since the onset.

10/06/2023

Greetings, seniors! My name is Melissa Brooke Pelzer, and I am a licensed insurance agent. Please feel free to explore the below link for questions regarding Medicare Advantage and prescription drug plans. Please note, clicking this link will direct you to an external website where you can explore Medicare and prescription drug plans in your area and includes my contact information. I can also be reached directly at (661) 618-1681 if you would like to reach out and schedule an appointment.

https://www.planenroll.com/?purl=rGxh0Ve0

We do not offer every plan available in your area. Currently we represent 1 organization which offers 1 product in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

Open Enrollment starts October 15 Preview 2024 plans Welcome to Medicare Get Started with Medicare Get Started Log in or create an account Access your information anytime, anywhere Log in/Create Account Find health & drug plans Find & compare plans in your area Find Plans Now Find care providers Com...

10/04/2023

Turning 65 this year? Congratulations!
Call or email me when you’re ready to discuss your Medicare Plan options. As a local and licensed insurance agent, I can help you navigate your options and find a plan that fits your needs and budget!