02/19/2026
In most cases, Naturopathic Medicine is eligible for payment through Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) as licensed NMDs are recognized as physicians in Arizona. Office visits and many treatments can often be reimbursed through these accounts.
Most naturopathic physicians will also provide letters of medical necessity when needed, which can help patients receive coverage for specific services or therapies under HSA/FSA guidelines.
It’s important to check with your HSA or FSA provider for specific coverage, as policies may vary. Patients frequently find that using HSA or FSA funds makes naturopathic care more accessible while allowing them to choose a physician who focuses on prevention, restoring balance, and long-term healing.