Surviving & Thriving from Cancer/ Multiple Myeloma

Surviving & Thriving from Cancer/ Multiple Myeloma Multiple Myeloma is a malignant cancer in the bone marrow. Old bone is broken down without new bone t

05/13/2025

My aim is to inspire everyone to take control of their health on this site. I'm committed to ensuring that everyone makes the best choices for their well-being. We're facing a critical situation where Medicaid is facing cuts, including Obamacare. Seven million six hundred thousand people who have insurance through the Affordable Health Care Act may lose healthcare under Medicaid. It's essential to recognize that being critically ill is only part of the challenge; being ill without insurance can be catastrophic. If people lose insurance and need hospital care, emergency room visits, or life-saving surgery, the hospital may or may not provide it, and those who can't pay may face financial ruin. Does this truly align with our vision of a healthy America? If you or a loved one is affected, I urge you to reach out to your congressman or woman and make your voice heard. This isn't about giving away healthcare; it's about making it accessible and affordable for all Americans who qualify and want health insurance.

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01/28/2025

Insurance today is critical!
According to the National Health Insurance
"Thirty-four percent reported that they or someone in the family had gone into debt because of cancer, and 3 percent said that they or their families had filed for bankruptcy as a result of cancer. Forty percent reported making other financial sacrifices."

I know I had a good Humana policy but when a had a rare life threatening cancer, my policy deductibles and my drugs were very expensive. My insurance just didn't cover everything. I couldn't work because the cancer was eating my bones and I was in a "coffin" of pain. I had to "rest" every afternoon for 3 to 4 hours. Chemo was brutal.

The point is, while I kept up my insurance payments, my insurance didn't pay for everything and I qualified for and used medicaid to assist with the additional bills. I didn't collect any other benefits although I am sure I would have qualified. Now medicaid is being stopped by the incoming president. It is not a problem for anyone who does not need it. If you had told me 1 year before I was diagnosed with cancer I would be needing and using medicaid, I would have said no not me. The point is there are some programs that are in place for a reason.

Likewise I have said this before ,but if you are on Medicare, do not use Medicare Advantage. Yes there is an advatage when you are HEALTHY. However, if If you get cancer and need the very best physicians and specialists, they will not take anyone with Medicare Advantage. The only thing worse than having cancer is having it and not being able to see the best doctors because your physician won't recommend them or they are out of your network. This is another reason why 34% of the people who have cancer go into debt. Do not self insure. Get the best policy you can and act as if your life depends on it.

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12/06/2024

This is taken from The New York Times Reed Abelson who writes about Health. This is critically important regarding receiving the best care and having the confidence you will have coverage,

"UnitedHealthcare and other insurers have been the subject of scrutiny over denial rates in their private Medicare Advantage plans. Last fall, the majority staff of a Senate panel released a scathing report on insurers’ refusal to pay for care for older people who have suffered falls or strokes. UnitedHealthcare, in particular, was cited for a surge in denials for what is called post-acute care. Under United’s system of prior authorization, the report found, the denial rate for post-acute care increased to 22.7 percent in 2022 from 10.9 percent in 2020."

With this Medicare Advantage Plan you could be denied care or pay personally for your huge hospital and doctor fees. These medical expenses can result in personal bankruptcy.

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7779 E OAKSHORE Drive
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85258

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Living a cancer free Life

My passion is being an advocate for those who have cancer. Knowing first hand the challenges of cancer and the issues people face, I provide information, by addressing your concerns for coping and surviving. What you think, what you eat, and how you handle stress are critically important as you go through chemotherapy and radiation. These things can also affect your short and long term outcome. Having an advocate to write down the answers to your questions as you meet with the oncologist and surgeon, is just the first step! Please join me and let me hear what has worked for you!