11/17/2025
The most important questions about choosing health insurance usually start with “What if…?”
What if I’m diagnosed with something serious?
What if I’m in a major accident?
What if I need care that costs more than I can afford?
Transparency is one of Start Health’s guiding principles. And when it comes to high-dollar medical situations, clarity matters more than ever.
Recently, one of our members faced a potentially life-threatening condition. Their initial hospital quoted nearly $110,000 for treatment. After calling our Care Coordinator team, they learned their Start Health policy would reimburse $44,000. That’s when the real power of transparency kicked in.
Our team helped them shop around for high-quality care, finding reputable facilities quoting between $36,000 and $61,000 for the exact same treatment. That’s $49,000 - $74,000 less than the original estimate and the potential to have their care covered 100% post-deductible!
Then our team went a step further and helped negotiate with the original hospital to match the lower pricing. The member knew exactly what their policy covered, saw real prices from multiple providers, and was empowered to choose the right path in a scary moment.
On top of all that, they also saved about $17,000 a year in premiums compared to a traditional insurance plan.
That’s what transparent, member-centered healthcare looks like.
