Soldwithjamila

05/09/2025

Builder Incentives Reach 5-Year High

If you're not finding a home you love, the new home market is buzzing with opportunity. With record-high incentives, price cuts in play, and builders itching to move inventory, this is the best time in years to buy new construction.

Curious how far today’s incentives could stretch your budget? Let’s connect so you can see what builders are offering in our area.

Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price.

04/09/2025

Want to know the secret to getting the best deal on a home today? Spoiler alert: it’s new construction.

Right now, 66% of builders are offering incentives that can lower your overall cost of homeownership. That’s the highest in 5 years. And it’s a big deal.

The most common incentive is a price cut. And on average, they’re taking about 5% off the purchase price. On a $500K house, that’s a savings of $25K.

That could be enough to make the home you’ve been dreaming about more affordable than you think.

Curious how far today’s incentives could stretch your budget? Let’s connect so I can show you what builders are offering in our area.

04/09/2025

What Mortgage Delinquencies Tell Us About the Future of Foreclosures

Foreclosures are rising slightly, but they’re nowhere near the levels of 2008. And delinquency trends don’t point to a crash ahead.

This is something industry professionals are going to watch in the days ahead. If you want to stay up to date, let’s connect so you always have the latest information.

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous we’re headed for another crash, here’s what you should know.

03/09/2025

So grateful for Nancy’s kind words! 💕 Helping clients feel comfortable, cared for, and supported is always my goal—and I’m blessed to gain friendships along the way.
I also fall in love with client's fur babies, too, as they are part of this journey, too. 🏡✨ I’m so happy you’re already settling in out in Virginia near your son & grandkids! 💖
I miss you & Kloe already

03/09/2025

You may have seen headlines about foreclosures rising, but here’s the truth.

Foreclosure headlines sound scary, but the data tells a calmer story.

Yes, FHA loans are showing more late payments than normal, but delinquencies across all other loan types remain stable.

And since FHA loans are only about 12% of mortgages nationwide, this isn’t the start of a new crisis.

Of course, no one wants to see anyone face the challenges of foreclosure. But the big picture: there isn't a big wave of foreclosures coming, and the broader market looks nothing like 2008.

03/09/2025

If you’ve owned your home for a while, you probably have some serious equity.

Right now, over two-thirds of homeowners have either paid off their mortgage entirely or have at least 50% equity.

That’s a powerful position to be in. Because that much equity gives you a strong financial cushion and an asset you can use to fund your long-term goals.

If you're thinking about moving, downsizing, or just curious what your home’s really worth, DM me and I’ll give you a personalized estimate, because your equity might be able to get you there sooner rather than later.

02/09/2025

Over two-thirds of homeowners have at least 50% equity or own their home free and clear

Over two-thirds of homeowners have at least 50% equity or own their home free and clear. If you want to find out how much you have, let’s connect.

02/09/2025

If your house isn’t getting offers you’re comfortable with, you may be thinking: maybe I’ll just rent it instead.

And the truth is, a growing number of homeowners are making that choice right now. They’re called “accidental landlords.”

But here’s the thing you need to remember before you go that route, too. There’s probably a reason renting your home wasn’t the original plan.

Because renting often isn’t as easy as it sounds. Not every house makes a good rental. Plus, it comes with a lot more responsibility (and risk) than most people expect, like extra expenses, repairs, and the stress of being on call 24/7.

Make sure to carefully weigh the pros and cons before you decide what to do. For some homeowners, it may not be worth it.

01/09/2025

✨ Closing Day ✨

Some closings are filled with both happy and bittersweet moments. This beautiful home was built with Nancy’s late husband, and every corner holds cherished memories. After much thought, Nancy decided it was time to start a brand-new chapter—moving to Virginia to be close to her son and grandchildren. 💕

There were tears of sadness and joy as we closed this chapter and prepared for the next. I was so honored to be referred to help Nancy and walk alongside her through the process.

Wishing Nancy all the love, peace, and new memories as she begins this next season of life. 🏡✨

01/09/2025

Thinking About Renting Your House Instead of Selling? Read This First.

Before you decide to rent your house, make sure to carefully weigh the pros and cons of becoming a landlord. For some homeowners, the hassle (and the expense) may not be worth it.

If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it doesn’t sell? 

29/08/2025

Thank you so much Hamlet for your thoughtful review! I know buying a home from across the country can feel overwhelming, and I’m so grateful you trusted me to help guide you through the process. It was an honor to work with you, and your recommendations mean so much to me. I’m so glad we were connected, and I’m excited to continue our business relationship & now friends. :)💕I cannot wait to meet you and Jackie soon!!!