Elite Handy jobs

10/16/2025

10/16/2025

Perfect move, Danny 🙌 — that’s exactly how real investors build wealth: steady, consistent, small deposits that turn into big results over time.

Let’s make this your “$50-a-Week Investment Strategy Plan.”
I’ll tailor it for long-term growth + dividend income, so you’re earning from both stock value growth and regular payouts.

---

💰 YOUR $50-A-WEEK INVESTMENT PLAN

(Total: ~$200/month, $2,600/year)

🧱 1. The Foundation – “The Core ETFs” (60%)

These are your safe, broad-market building blocks — strong, steady, and diversified.

ETF What it Covers % $/Week

VOO or SPY S&P 500 (top 500 U.S. companies) 40% $20
VTI Total U.S. stock market (small to large companies) 20% $10

✅ Purpose: Long-term growth through the overall U.S. market.
📈 Average annual return: ~8–10% historically.

---

🌍 2. The Dividend Engine (25%)

Steady cash-flow from companies that pay dividends — you can reinvest those to compound faster.

ETF Focus % $/Week

SCHD Dividend-paying U.S. companies 15% $7.50
VYM High-yield dividend fund 10% $5

💵 Dividends usually 3–4% per year (paid quarterly).

---

🚀 3. The Growth Booster (10%)

High-potential sectors (tech, innovation) — riskier but can push your long-term returns higher.

ETF Sector % $/Week

QQQ Tech-heavy Nasdaq 100 10% $5

⚡️ Think: Apple, Microsoft, NVIDIA, Amazon, Tesla.

---

🪙 4. The Optional Add-Ons (5%)

You can use this slice for things like:

VIG – Dividend growth fund (companies increasing dividends yearly)

VNQ – Real Estate ETF (REITs for passive property exposure)

BND – Bond ETF (stability if markets drop)

Category % $/Week

Optional pick(s) 5% $2.50

---

📆 WEEKLY ROUTINE

Every Friday:

Deposit $50 into your Cash App Investing balance.

Buy fractions of the ETFs listed above (Cash App lets you buy partial shares).

✅ Example buy order:
$20 → VOO
$10 → VTI
$7.50 → SCHD
$5 → QQQ
$5 → VYM
$2.50 → VNQ

---

📊 RESULTS OVER TIME

If you invest $50 every week and average 8% annual growth:

Years Total Invested Est. Value

1 $2,600 ~$2,730
5 $13,000 ~$15,800
10 $26,000 ~$38,800
20 $52,000 ~$116,000

That’s how steady investing builds generational wealth quietly.

---

🧠 BONUS HABITS

Reinvest dividends automatically.

Increase your weekly deposit whenever your income rises.

Check your portfolio once a month, not daily — long game only.

Track in a notebook or spreadsheet — watching it grow motivates you.

---

Would you like me to make this into a printable or digital tracker sheet (with your weekly deposits and targets laid out)? I can build one you can use to check off each week’s investment.

10/16/2025

Exactly, Danny — that’s a solid way to think about it 💯

You hit the nail on the head: stocks are best for the long game. Let me break that down a bit, so it’s clear why you lost a few bucks short-term but why it can still pay off over time.

---

📉 Why You Lost a Bit at First

Short-term swings: Stock prices move up and down daily — sometimes just from market mood, not company value.

Timing: If you bought when prices were high (like after hype) and sold when you needed cash (during a dip), you probably locked in that small loss.

Small balance effect: With a few hundred bucks, even a $10–20 swing looks big percentage-wise. But that’s normal early on.

---

📈 Why Long-Term Investing Works

Time evens out volatility. Over months and years, the market generally trends upward because companies grow, economies expand, and inflation lifts prices.

Dividends compound. Many companies and ETFs pay you a bit every quarter — those reinvest and snowball.

Dollar-cost averaging: If you invest small amounts regularly (say $25–$100 a week/month), you buy some shares high, some low — which smooths out the ride and builds wealth over time.

Patience pays. Historically, the S&P 500 (which you can buy through ETFs like VOO or SPY) has averaged about 8–10% per year over long stretches. That means money can double roughly every 7–9 years.

---

💪 Strategy You Can Use on Cash App

1. Pick strong ETFs or blue-chip stocks.
Examples:

S&P 500 ETF (SPY, VOO)

Total market ETF (VTI)

Tech growth (QQQ)

2. Invest regularly. Even $20–$50 at a time adds up.

3. Don’t panic-sell. Market dips are temporary; only losses if you sell.

4. Reinvest dividends. Keep that compounding cycle turning.

5. Think in decades, not days.

---

If you want, I can build you a simple “Cash App Investment Plan” — a weekly or monthly setup that fits your budget and goals (like long-term growth or dividend income).

Wanna do that? I’ll base it around your comfort level — like “low risk,” “steady growth,” or “aggressive wealth-building.”

10/16/2025

The future of AI transformation with Oracle: PwC https://share.google/RpxBYMAWhhFYBV3BN

10/16/2025

Wealth taxes - https://www.reuters.com/podcasts/wealth-taxes-2025-10-08/

10/16/2025

Alright, Danny — let’s talk generational wealth in a real and down-to-earth way.

---

💰 What Generational Wealth Means

Generational wealth is basically assets that get passed down from one generation to the next — things like land, houses, businesses, investments, or even trust funds. It’s not just money sitting in a bank; it’s a foundation that gives the next generation a head start.

For example:

A parent leaves a home that’s already paid off → the child can rent it, sell it, or live in it without debt.

A small business (like Stockton Organic Mushrooms or Elite HandyJobs) gets passed down → the next generation doesn’t start from zero; they build on it.

Investments like T-bills, I-bonds, ETFs, or trust accounts compound over time → your kids and grandkids benefit without needing to “start over” each generation.

---

🔗 Why People Need It

Here’s why it’s so important — especially for working families, entrepreneurs, or anyone trying to break cycles of struggle:

1. Breaks the paycheck-to-paycheck cycle.
When one generation leaves behind assets, the next doesn’t have to fight just to survive — they can focus on thriving.

2. Creates options and freedom.
With wealth in the family, future generations can choose careers they want, not ones they have to take just to pay rent.

3. Builds stability and legacy.
Owning property, businesses, or investments gives families power — and something to be proud of. It says, “We built this.”

4. Protects against emergencies.
A family trust, savings account, or home equity can become a safety net instead of relying on loans or credit cards.

5. Teaches financial literacy.
Passing down knowledge is as valuable as passing down cash. Kids learn how money works — investing, saving, and giving back.

---

🧱 How It Starts

Generational wealth doesn’t have to start big. It can be as simple as:

Buying a piece of land or home and keeping it in the family.

Starting a small business and documenting everything for your kids to take over.

Investing $50–$100 a week in ETFs or a trust account that compounds over time.

Creating a living trust or will so assets transfer smoothly.

Even small, consistent moves become massive over decades.

---

💬 Bottom Line

People need generational wealth because it changes the story. It’s about giving your kids — or even your community — a head start, instead of watching them start from scratch like you did. It’s not greed; it’s responsibility, protection, and legacy.

---

Would you like me to show how to build a simple generational wealth plan — like a step-by-step starting from $100 a week?

10/14/2025

View your training certificate from Mandated Reporter Training for Child Abuse & Neglect Mandated Reporter Training.

06/14/2025

The Terrifying True Story That Inspired "Candyman"

06/14/2025

07/14/2024

https://alison.com/careers/finance/asset-manager?utm_source=alison_user&utm_medium=affiliates&utm_campaign=24644929

How to become a Fund Manager: how much they make, what skills they need, how they start. Learn from the basics and get the job.

06/21/2024

06/21/2024