02/21/2026
“Myth vs Truth”
MYTH: Life insurance only pays when you die.
TRUTH: Some policies can help while you’re living.
With a Long Term Care/Living Benefit rider, you may be able to access part of your death benefit early if you ever need long-term care.
✅ Financial flexibility when life changes
⚠️ Accessing benefits typically reduces what’s left for beneficiaries
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Not available on all policies. Terms vary by carrier/state; underwriting may apply.