The Kirscht Insurance Agency - A Partner of Bridlewood Insurance Services

04/22/2026

🧠 Medicare Myth vs. Fact

❌ MYTH: Medicare covers all of your healthcare costs

✅ FACT: Medicare helps cover many medical expenses, but it doesn’t pay for everything. You may still have deductibles, copays, and coinsurance—and things like dental, vision, and hearing are often not included.

Understanding the gaps in coverage is key to avoiding unexpected costs.

Have questions about what Medicare does (and doesn’t) cover? I’m here to help.

04/04/2026

Most people turning 65 pick the WRONG Medicare plan.
Here's why 👇
They go with whatever their neighbor has. They pick the lowest premium without checking their drugs. They miss the enrollment window entirely.
In 2026, Medicare has new negotiated drug prices, a $2,100 out-of-pocket cap, and MORE plan options than ever — which makes choosing correctly even more important.
I make it simple.
Book a free 30-minute Medicare consultation and I'll find the right fit for your doctors, your budget, and your health needs.
💬 https://calendly.com/ki-medicare/30min

04/01/2026

03/17/2026

Turning 65? Here’s the Most Important Medicare Question You Haven’t Thought to Ask

If you’re approaching Medicare eligibility, you’ve probably researched premiums, networks, and prescription drug coverage. But the most important question people turning 65 rarely consider is:

“How will my Medicare choice today affect my options five years from now?”

Your long‑term flexibility matters. Some Medicare paths keep your future options open, while others can limit your ability to change plans later — especially if your health or medications change.

As a local Medicare agent, I help people turning 65 compare Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans so they can make a confident decision that works now and later.

If you’re searching for:

Medicare help near me

Turning 65 Medicare guidance

Local Medicare agent

Medicare Advantage vs Medigap

I’m here to provide clear, no‑pressure support.

📞 Call today to schedule your Medicare review.
Serving Thornton and surrounding communities.

03/16/2026

Never a dull moment with the York Street turkeys 🦃

03/13/2026

A little Singo at Sheridan Glenn

03/11/2026

📢 Helping Friends & Family With Medicare

Do you have a parent, relative, or friend turning 65 soon?

Medicare can be confusing, and many people feel overwhelmed by:
• Supplement vs Advantage plans
• Prescription drug coverage
• Enrollment deadlines

Having guidance can make the process much easier.

📩 Message me or comment “MEDICARE” and I’ll send you a simple explanation you can share with them.

03/04/2026

💡 Medicare Tip of the Week

Did you know your Medicare coverage can change every year? Even if you’re happy with your current plan, it’s a good idea to review your options annually to make sure you’re still getting the best coverage for your needs and budget.

✔️ Prescription drug costs can change
✔️ Doctor networks may update
✔️ New benefits may become available

Taking a few minutes to review your plan could save you money and improve your coverage.

If you have questions about your Medicare options or want a quick plan review, I’m here to help!

📞 Reach out anytime for guidance.

02/18/2026

Quick Question…

If you’re turning 65 this year — do you feel 100% confident you understand your Medicare options?

Most people don’t. And that’s completely normal.

There are multiple parts, plan types, deadlines, and penalties — and choosing the wrong one can get expensive.

That’s why I offer a free, no-pressure Medicare review where we:

✔ Go over your options in plain English
✔ Check your doctors & prescriptions
✔ Compare plans from multiple companies
✔ Make sure you’re not overpaying

If you’d like the checklist I use with my clients, comment “CHECKLIST” below or send me a message and I’ll send it over.

No cost. No obligation. Just helpful guidance.