Kathryn Morley Medicare

Kathryn Morley Medicare Independent, licensed insurance broker specializing in healthcare options for Seniors.

A “Limiting Charge” is in Original Medicare, the highest amount of money you can be charged for a covered service by doc...
03/02/2026

A “Limiting Charge” is in Original Medicare, the highest amount of money you can be charged for a covered service by doctors and other health care suppliers who don't accept assignment. The limiting charge is 15% over Medicare's approved amount. The limiting charge only applies to certain services and doesn't apply to supplies or equipment.

“Don’t be afraid to give up the good to go for the great.”
02/27/2026

“Don’t be afraid to give up the good to go for the great.”

When is the best time to enroll in a Medicare Supplement plan? The best time is during your Medicare Supplement Open Enr...
02/26/2026

When is the best time to enroll in a Medicare Supplement plan? The best time is during your Medicare Supplement Open Enrollment Period, which begins when: You are age 65 or older, and Enrolled in Medicare Part B.

What is Hospital Indemnity Insurance? Hospital indemnity insurance is a supplemental insurance policy that pays cash ben...
02/25/2026

What is Hospital Indemnity Insurance? Hospital indemnity insurance is a supplemental insurance policy that pays cash benefits directly to you if you are hospitalized due to illness or injury.

How does a Medicare Supplement plan work? After Medicare pays its portion of approved medical expenses, your Medicare Su...
02/24/2026

How does a Medicare Supplement plan work? After Medicare pays its portion of approved medical expenses, your Medicare Supplement plan helps cover remaining eligible costs, reducing your out-of-pocket expenses.

Wellness 101: Prioritize Brain Health: Keeping your mind active is just as important as physical health. Reading regular...
02/23/2026

Wellness 101: Prioritize Brain Health: Keeping your mind active is just as important as physical health. Reading regularly, Learning new skills or hobbies and Crossword puzzles or memory games.

Original Medicare works nationwide. Some Medicare Advantage plans have limited networks outside your local area. Snowbir...
02/20/2026

Original Medicare works nationwide. Some Medicare Advantage plans have limited networks outside your local area. Snowbirds especially should review this carefully.

Turning 65 soon? The biggest mistake people make is waiting too long to understand their options. Contact us for a no-co...
02/19/2026

Turning 65 soon? The biggest mistake people make is waiting too long to understand their options. Contact us for a no-cost consultation.

Wellness 101: Good sleep supports memory, immune health, and mood.
02/18/2026

Wellness 101: Good sleep supports memory, immune health, and mood.

Your Initial Enrollment Period starts 3 months before your 65th birthday and ends 3 months after.
02/17/2026

Your Initial Enrollment Period starts 3 months before your 65th birthday and ends 3 months after.

Reminder: Have medications reviewed annually by a doctor or pharmacist to reduce risks like dizziness or confusion.
02/16/2026

Reminder: Have medications reviewed annually by a doctor or pharmacist to reduce risks like dizziness or confusion.

Why I Should Use a Medicare Broker: Instead of calling insurance company hotlines, you have a real person who knows your...
02/13/2026

Why I Should Use a Medicare Broker: Instead of calling insurance company hotlines, you have a real person who knows your situation and can advocate on your behalf.

Address

4576 E. Camp Ft. Lowell
Tucson, AZ
85712

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Specializing in Medicare Solutions

Kathryn Morley is an independent insurance agent, specializing in helping you understand when and how to enroll in Medicare. She will answer your questions and clarify the Medicare options you have. She will help you avoid common misconceptions and late penalties. Her clients are located all across Arizona and Colorado, giving her a great feel for the insurance landscape. Talk with Kathryn today in a no-cost, no-obligation, no-pressure consultation!