11/19/2025
What if your health insurance works more like a Bed Bath & Beyond coupon than a true safety net?
Sounds dramatic… but stay with me.
In this week’s episode of The Talking Rehab Podcast, I walk you through the story of Nate — a 38-year-old with a painful shoulder injury, “great insurance,” and four months of referrals, copays, denials, and hoops that got him nowhere closer to healing.
He did everything “right.”
Urgent care → P*P → Ortho → PT → prior auth → MRI → injection.
And still wasn’t better.
This is the fine print no one talks about:
Insurance covers transactions, not outcomes.
Visits, codes, procedures… not clarity, speed, or someone committed to helping you get your life back.
When Nate finally stepped outside the coupon system, he got a plan built around his goals—not what insurance allowed.
Three months later:
✔️ He’s back to pickleball
✔️ Pain dramatically better
✔️ Clear plan and next steps
✔️ No hoops, no waiting, no gatekeeping
This episode is for anyone who feels stuck in the insurance maze and wonders why “coverage” isn’t the same as getting better.
🎧 Watch the full episode → https://youtu.be/t01rBGmqTFs?si=C0RoT0lQCiRPJiCK