ABLE National Resource Center

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ABLE National Resource Center

The ABLE National Resource Center is a collaborative whose supporters share the goal of accelerating the design and availability of ABLE accounts.

The ABLE National Resource Center (ANRC) is a collaborative that brings together the investment, support and resources of some of the country's largest and most influential national disability organizations in an effort to accelerate the design and availability of ABLE accounts to meet the needs of individuals with disabilities and their families. Founded and managed by National Disability Institute (NDI), the ANRC's goal is to provide consistent, reliable information concerning the benefits of an ABLE account. In addition, the ANRC aims to educate individuals with disabilities and their families, state government and legislatures, financial service companies and financial planners and attorneys - who focus on trust and estate planning - about ABLE’s potential positive impact on the lives of millions of Americans with disabilities.

04/09/2025

Is it a Qualified Disability Expense (QDE)? 🤔 🚗

Yes! Transportation costs such as Uber or Lyft, rental cars, gas and even bus passes can all be considered QDEs when paid with funds from an ABLE account. Vehicle insurance, modifications, inspections, service repairs, tires and vehicles are also all considered QDEs.

QDEs are everyday expenses that support health, independence and quality of life for ABLE account owners.

Learn more about QDEs and how ABLE accounts can support your financial goals: https://www.ablenrc.org/determining-whether-something-is-a-qualified-disability-expense-qde/

Image description: Three images. Image one: Green background with white text: “Is it a Qualified Disability Expense (QDE)?” Image two: Four-panel photo collage with labels: “Uber/Lyft,” “Rental Car,” “Gas,” “Bus Pass.” Image three: Same four-panel collage faded in the background with bold green text overlay reading “YES!” and a thumbs-up symbol.

03/09/2025

What is the ABLE Age Adjustment Act, and who becomes newly eligible?

Starting January 1, 2026, more people with disabilities will qualify for ABLE accounts. The Act raises the age of onset from before 26 to before 46, opening the door for millions of new ABLE-eligible individuals.

Learn more at https://www.ablenrc.org/the-able-age-adjustment-act-fact-sheet/

Alt text image one: Green graphic with white text: “What is the ABLE Age Adjustment Act?”

Alt text image two: Green graphic with white text explaining that the ABLE Age Adjustment Act amends Section 529A of the ABLE Act to expand eligibility starting January 1, 2026. Age of eligibility shifts from disability onset before age 26 to before age 46.

28/08/2025

ABLE Resource: Sample Disability Certificate

Millions of people with disabilities depend on public benefits that limit how much they can save. ABLE accounts make it possible to save and invest for disability-related expenses without losing benefits.

To open an ABLE account, individuals must meet age of onset and severity of disability requirements. If you don’t receive Social Security benefits, some ABLE programs may ask you to keep a physician’s written diagnosis on file.

The ABLE National Resource Center has created a sample Disability Certificate you can use to meet this requirement.

Learn more and download the resource here: https://www.ablenrc.org/able-account-disability-certificate/

Image description: Green background graphic with white text at the top that reads: “ABLE Resource: Sample Disability Certificate.” Below are three overlapping sample document pages. The center page is titled “Disability Certification for ABLE Account Eligibility” and shows checkboxes and fields for a physician to complete, including diagnosis, physician name, and signature. The two side pages contain explanatory text about ABLE account eligibility and disability certification.

27/08/2025

Why the need for an ABLE account?

Millions of people with disabilities rely on public benefits that limit eligibility to those with less than $2,000 in assets. ABLE accounts make it possible to save for disability-related expenses without losing benefits.

SSI beneficiaries can save up to $100,000 in an ABLE account
ABLE savings aren’t counted by Medicaid or many other programs (HUD, FAFSA, SNAP)

Learn more: https://www.ablenrc.org/frequently-asked-questions/

Image description: Green background with white text that reads: “Why the need for an ABLE account? Millions of people with disabilities rely on public benefits for income, health care, food and housing. These programs often limit eligibility to those with less than $2,000 in assets. ABLE accounts give eligible individuals a way to save for qualified disability expenses without losing benefits. SSI beneficiaries can save up to $100,000 in an ABLE account without affecting eligibility, and funds in ABLE accounts are not counted by Medicaid or many other programs (HUD, FAFSA, SNAP).”

22/08/2025

1 in 4 adults in the U.S. has a disability. Yet too many remain unaware of the powerful financial tools available to them.

An ABLE account can help eligible individuals with disabilities save for the future without impacting federal benefits like SSI or Medicaid. And starting January 1, 2026, even more people will qualify thanks to the ABLE Age Adjustment Act.

Learn more and explore your eligibility at www.ablenrc.org.

Image description: Four diverse hands are raised against a bold, color-blocked green background. The hands represent different skin tones, ages, and identities. Centered text reads: “1 in 4 adults in the U.S. has a disability.”

21/08/2025

Take control of your ABLE account - let it work for you.

ABLE accounts offer powerful, tax-advantaged ways to support independence, but managing your account effectively is essential. That’s where ABLE NRC’s Roadmap to Independence comes in.

Start with Step 1: “Setting My Financial Goals.” Learn how to transform your goals into action by exploring the full five-step roadmap:

1. Setting My Financial Goals
2. Building a Circle of Support
3. Making Smart Financial Decisions
4. Monitoring My ABLE Account
5. Celebrating Financial Independence

Check out the full Roadmap and begin turning your financial aspirations into reality - starting today. https://ablenrc.wpengine.com/manage-account/.

Image description: A green background features the ABLE National Resource Center logo at the top left. Large white text reads: “Resource: Roadmap to Independence.” Below, an illustration of a tablet screen displays a colorful cartoon-style “roadmap” graphic with labeled steps. Step 1, “Setting My Financial Goals,” shows a woman holding a piggy bank. Step 2, “Building a Circle of Support,” shows a group of diverse people including older adults, a couple and friends. Step 3, “Making Smart Financial Decisions,” shows a person with glasses in front of a house. Additional illustrated figures depict a graduate, a person using a laptop and a person using a mobility scooter along the road.

20/08/2025

Visit ablenrc.org to learn more!

13/08/2025

Employers: Did you know that ABLE accounts can help your employees with disabilities save for the future without impacting their SSI or Medicaid benefits?

Whether you’re building a more inclusive benefits package or looking for low-cost ways to support disability equity, the ABLE Employer Toolkit can help.

This free resource explains:
What ABLE accounts are
Why they matter in the workplace
How you can share them with your team

Inclusion starts with information.

Download the toolkit today: https://www.ablenrc.org/able-employer-toolkit/

Image description: A graphic with a green background and circular cutouts showing a diverse group of professionals, including a woman in a wheelchair using a laptop, a smiling Black man in conversation, and a woman holding a coffee in a meeting. Other circles display screenshots of the ABLE Employer Toolkit and an employee benefits document. Center text reads: “Are Your Benefits Disability-Inclusive?”

07/08/2025

At this year’s National Down Syndrome Congress Convention, ABLE NRC Director Jody Ellis joined Rachel Mast and hundreds of attendees to explore how ABLE accounts empower people with Down syndrome to plan, save and thrive on their own terms.

During the session, “Why ABLE? Why Not!”, participants learned how ABLE accounts:
1. Open doors to new opportunities
2. Create greater independence
3. Promote financial and community inclusion
4. Support financial empowerment
5. Align with supported decision-making
6. Help account owners reach goals while protecting public benefits

We also featured the Texas ABLE program, shared Rachel’s personal ABLE story, and debunked common myths through a fun and informative role-play.

The 2025 NDSC Convention theme, “Celebrating All,” reminds us why this work matters: every person deserves tools and choices that support lifelong empowerment. Thank you to the NDSC community for the warm welcome and meaningful conversations. We’re already looking forward to next year!

Image description: Four images from the convention. In the first image, three women are smiling in front of a purple Texas ABLE backdrop. One of the women in the center is wearing a crown and a sash that reads “Texas Miss Amazing Sr. Miss 2024.” The women on either side are wearing event badges and lanyards from the National Down Syndrome Congress (NDSC) Convention.

In the second image, Jody Ellis, Director of the ABLE National Resource Center, stands beside Rachel Mast, an ABLE account owner and advocate. Behind them is a large presentation slide that reads: “Texas ABLE,” “ABLE National Resource Center,” and “Why ABLE? Why Not?! National Down Syndrome Congress Convention, July 2025.”

In the third image, Rachel Mast stands in front of a slide that says, “I Love My Life: Advocacy, Meaningful Employment, and ABLE,” alongside a large photo of her walking on stage in a blue dress. Rachel is smiling and making a heart with her hands. Jody Ellis stands next to her at the podium, smiling.

The fourth image shows Jody Ellis smiling and pointing toward a large light-up display of the letters and numbers “NDSC 2025,” surrounded by festive red, yellow, teal, and silver balloons. She is wearing her convention badge and a patterned outfit.

06/08/2025

Are you a service provider supporting people with disabilities?

The ABLE Service Provider Toolkit was built for you.

Whether you’re a case manager, benefits counselor, educator or advocate, this free toolkit from the ABLE National Resource Center will help you confidently introduce ABLE accounts to the individuals and families you support.

The toolkit includes:
✅ Plain language explainers
✅ Downloadable handouts and presentation materials
✅ Quick-reference guides on eligibility and public benefits
✅ Strategies to align ABLE accounts with supported decision-making

Explore the full toolkit and start empowering others to achieve greater financial independence: https://www.ablenrc.org/able-service-provider-toolkit/

Image description: A promotional graphic with a green background introduces the “ABLE Service Provider Toolkit” from the ABLE National Resource Center. On the left side, a smartphone displays a photo of three young adults smiling and making playful faces, with a webpage preview underneath featuring ABLE account resources. On the right side, bold white text highlights what the toolkit includes: downloadable tools like handouts and presentation materials, quick-reference guides on eligibility and public benefits, and strategies to align ABLE accounts with supported decision-making. The URL www.ablenrc.org is centered at the bottom.

31/07/2025

As Disability Pride Month comes to a close, we’re reminded that our commitment to disability rights, inclusion, access and pride doesn’t stop in July. At ABLE NRC, these values guide our work every single day.

Disability pride is every month, every year — because the disability community deserves visibility, opportunity and celebration, always.

Image description: Green graphic with white text reading: Disability rights, inclusion, access and pride are important. Every month of every year. The ABLE NRC logo is in the bottom left corner.

28/07/2025

Visit ablenrc.org to learn more and get started today!

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Opening Hours

Monday	09:00 - 17:00
Tuesday	09:00 - 17:00
Wednesday	09:00 - 17:00
Thursday	09:00 - 17:00
Friday	09:00 - 17:00
Saturday	09:00 - 17:00
Sunday	09:00 - 17:00

Website

http://ablenrc.org/

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