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05/10/2025

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04/27/2024

Easy 1-Click Apply Advanced Rehabilitation Management Medical Case Manager Medical- Auto No Fault- Ot, Pt, Lmsw, Rn, Bsn job in Southfield, MI. Apply now!

04/27/2023

4/21 Press Release from DIFS urging Michaganders to have health insurance if they opted out of PIP protection on their auto insurance policies. Be sure to speak with your agent about your policy.

Media Contact: Laura Hall, (517) 290-3779, DIFS-press@michigan.gov
Consumer Hotline: 833-ASK-DIFS, AutoInsurance@michigan.gov

FOR IMMEDIATE RELEASE: April 21, 2023

(LANSING, MICH) The Michigan Department of Insurance and Financial Services (DIFS) is urging consumers who opted out of or excluded themselves or a family member from Personal Injury Protection (PIP) medical coverage on their auto insurance policies to promptly contact their auto insurance company or agent to confirm they are still eligible for that option whenever they have a change to their health insurance coverage. In some cases, failure to act within 30 days could potentially expose affected Michiganders to severe financial consequences, such as being personally liable for their own medical bills after an auto accident.

“Michigan consumers can choose the level of PIP medical coverage that best fits their needs and budget, but having this choice creates an important connection between health insurance and auto insurance,” said DIFS Director Anita Fox. “Michiganders who choose to opt out of or exclude themselves or family members from PIP medical coverage are required to maintain Qualified Health Coverage (QHC). Drivers who do not maintain or lose QHC and who fail to take timely action may be left without medical coverage for auto accident injuries.”

PIP medical coverage pays for medical bills and some other expenses when a covered person is injured in an auto accident. QHC ensures that medical care for auto accident injuries will be covered if the injured person has opted out or been excluded from PIP medical coverage. Having QHC means having either Medicare Parts A and B, a Medicare Advantage Plan, or a health insurance policy that does not limit or exclude auto accident injuries and has a deductible of $6,000 or less for policies beginning or renewing through June 30, 2023; and $6,579 for policies beginning or renewing starting July 1, 2023. The deductible is updated annually under the law and is subject to change.

A person who has opted out of or been excluded from PIP medical coverage and has a change in their health insurance, such as losing their insurance or selecting a different plan, must take timely action to get replacement coverage. Drivers who do not secure replacement PIP medical coverage or QHC will not be entitled to any PIP medical benefits after 30 days, potentially making them personally liable for their own medical bills in the event of an auto accident. To prevent this from happening, DIFS is urging Michiganders who have a health insurance change in their household to A.C.T.:

A - Ask your auto insurance company or agent about your PIP medical coverage choice and find out if you need QHC to maintain your current selection.
C - Contact your health insurer to determine if your new policy counts as QHC and to get an updated QHC letter.
T -Tell your auto insurance company immediately if you lose your QHC. You have 30 days to obtain replacement health insurance or make a different PIP medical selection, or you risk not having medical coverage for yourself and your family in the event of a crash.
Consumers with questions about auto insurance, including QHC, can contact DIFS Monday through Friday from 8 a.m. to 5 p.m. at 833-ASK-DIFS (833-275-3437) or visit Michigan.gov/AutoInsurance.

The mission of the Michigan Department of Insurance and Financial Services is to ensure access to safe and secure insurance and financial services fundamental for the opportunity, security, and success of Michigan residents, while fostering economic growth and sustainability in both industries. In addition, the Department provides consumer protection, outreach, and financial literacy and education services to Michigan residents. For more information, visit Michigan.gov/DIFS or follow the Department on Facebook, Twitter, or LinkedIn.

01/16/2023

For the survivors and families of TBI or Spinal Cord Injury, this is so true. Feel free to comment and discuss with your case manager.

Loneliness after a Brain or Spinal Cord Injury - Neuropraxis – Brain and Spinal Cord Injury Rehabilitation for Home and Community

11/22/2022

09/07/2022

Scientists have recorded the first direct evidence in humans of the brain’s replaying of waking experiences during sleep to help solidify the events in our memory.

Thanks to brain implants, scientists have the first direct evidence of “offline replay” in humans, a process thought to be key to memory consolidation.

09/02/2022

This special wheelchair helped one boy’s first beach visit be the experience of a lifetime!

https://fb.watch/fhL2LmRYgt/

09/01/2022

A new study is revealing what the drug does in the brains of people with depression — and the knowledge could result in new antidepressants that boast the same benefits as ketamine without its negative side effects.

https://www.freethink.com/health/new-antidepressants?utm_medium=Social&utm_campaign=echobox_freethink&utm_source=Facebook&fbclid=IwAR2o0Z8-SGL18vdtliD6HtPw-lHOS1aeo7oHYtm8QsKrlxKUpC7XnX0h6Oo =1662047789

Researchers have uncovered new insights into how ketamine affects the brain, potentially illuminating the path to new antidepressants.

08/16/2022

"An artificial cornea made from pig skin could end our reliance on human donors and give millions of people worldwide back their sight."

https://www.freethink.com/health/artificial-cornea?fbclid=IwAR2LttMJ4ZTh5S8OLPrarW_qysTw-Utzv0zjXoIVAO910fHOaQRBkRHkEm8

Using collagen from pig skin, Swedish researchers created an artificial cornea that reversed blindness in 14 people.

08/12/2022

A letter from a teen with cerebral palsy inspired Nike’s latest sneaker, the Go FlyEase, its first completely hands-free sneaker.

The GO FlyEase is Nike’s first completely hands-free sneaker. The design was inspired by a letter from a teenage boy with cerebral palsy.

08/05/2022

Figuring out how to distinguish between ADHD and other diagnoses would be a huge breakthrough, especially for our injury clients. Can’t wait to learn more about this.

The algorithm is meant to make it easier to identify and treat ADHD patients, about half of whom suffer from other issues like a sleep disorders, learning disabilities or anxiety

07/28/2022

After a car accident robbed Gavin of his fine motor skills and his ability to walk and talk, his father built him his "Field of Dreams" in Toms River, NJ.

https://6abc.com/playground-field-of-dreams-new-jersey-toms-river-ballfield/12075211/?ex_cid=TA_WPVI_FB&utm_campaign=trueAnthem%3A%20Trending%20Content&utm_medium=trueAnthem&utm_source=facebook&fbclid=IwAR3I2y4FtrXVRBNyCmRbwNE9PFvfPZVicSIVTpMqKCWYx0dG1Bxf4G2rVfU

Special-needs dad builds accessible playground baseball field complex for his son with a disability