Luis A Martinez - Health Insurance Agent

01/26/2026

Human connection plays a crucial role in mental wellness. Opening up to others, whether through conversation with a trusted friend, joining a community, or getting professional help, lessens feelings of isolation and builds emotional resilience. Asking for help isn't a weakness; it's a sign of strength and self-awareness, and it may make a significant difference in your general state of mind. Let's talk! Contact us at 626-899-2600.

01/23/2026

Most people assume cold weather itself causes illness, but it’s actually the increase in indoor gatherings and dry air that allows viruses to spread more easily. When the air is dry, the protective lining in your nose and throat can’t trap germs as effectively. Using a humidifier, staying well-hydrated, and practicing good hand hygiene can help support your body’s natural defenses. Simple steps like these go a long way in keeping you healthy through the winter season. Schedule an appointment by calling 626-899-2600 today.

01/21/2026

While Original Medicare provides valuable coverage, it does not cover every healthcare expense. Services such as routine dental, vision, and hearing care are generally not included, nor is long-term custodial care. Prescription medications also require separate coverage through a Part D plan. Additionally, healthcare received outside the United States is typically not covered. As a Medicare provider, we help you identify options to address these coverage gaps. Call 626-899-2600 to schedule a consultation with us.

01/19/2026

Stress is a natural part of life, but persistent stress can significantly impact your health and well-being. Learning healthy coping methods, such as practicing mindfulness, taking a walk in nature to ground yourself, and setting boundaries, can help you manage stress. The objective is to learn how to deal with stress in healthy, long-lasting ways rather than to eradicate it. We'd love to answer any questions you may have. Contact us at 626-899-2600.

01/16/2026

Medicare premiums, deductibles, and cost-sharing amounts are reviewed and updated periodically by the Centers for Medicare and Medicaid Services (CMS). These adjustments affect Part B premiums, deductibles, and Part D prescription drug costs. Tax rules may also play a role. For example, individuals who are enrolled in Medicare are generally not eligible to contribute to a Health Savings Account (HSA) under IRS guidelines. We'd love to answer any questions you may have about health plans. Contact us at 626-899-2600.

01/14/2026

Understanding your emotions is a key component of maintaining mental health. Acknowledging emotions like stress, grief, or annoyance is the first step in healing, yet many people ignore them because they seem unpleasant or overwhelming. By feeling your emotions, you'll begin to recognize your needs, communicate more effectively, and gradually develop resilience, which are all made possible by emotional intelligence. Helping you is what we do best! Call us now at 626-899-2600.

01/12/2026

Preventive care is an important part of maintaining long-term health, and Medicare helps make these services accessible. Many preventive benefits, including annual wellness visits, screenings, and certain immunizations, are often available at no cost when eligibility requirements are met. These visits focus on prevention and early detection rather than treating illness. Taking advantage of preventive services can help you stay informed about your health and plan ahead. Schedule a visit with us to review which preventive benefits are available to you by calling 626-899-2600.

01/09/2026

It's common to drink less water in the colder months without realizing it, but your body still relies on consistent fluid intake to function at its best. Staying properly hydrated supports circulation, skin health, and overall energy levels. Try keeping a water bottle nearby or setting gentle reminders throughout the day. Small habits like these can make a big difference in your winter wellness. Have concerns about your hydration? Give us a call at 626-899-2600.

01/07/2026

Medicare eligibility is determined by long-standing federal guidelines set by the Centers for Medicare & Medicaid Services (CMS). Most people qualify at age 65, or earlier if they have certain disabilities or End-Stage Renal Disease. Eligibility for premium-free Part A typically depends on work history and Medicare-covered employment taxes. While income doesn’t determine whether you qualify, it may influence your Part B and Part D premiums through the Income-Related Monthly Adjustment Amount (IRMAA), which the IRS calculates using tax returns from two years prior. Understanding these general rules can help you prepare for enrollment with fewer surprises. Helping you is what we do best! Call us now at 626-899-2600.

01/05/2026

Foods with increased fat, salt, or sugar content activate the reward pathways in the brain, triggering a chain reaction of neurotransmitters that physically affect a person's feelings at that moment. This is why people seek certain foods. Sweetness or saltiness can trigger the release of numerous hormones that regulate mood, appetite, and metabolism. Be mindful of the foods you're consuming. Contact us at 626-899-2600.

01/02/2026

You may be wondering what a Medicare envelope looks like. The Medicare program is administered by the Centers for Medicare and Medicaid Services (CMS) of the U.S. Department of Health and Human Services (DHHS). Be sure to open any mail that comes from the CMS, DHHS, and the Social Security Administration. Below are the official logos that appear on the return address portion of their envelopes, which may help you identify mail that comes from these three official government agencies. If you have any questions about the mail you're receiving, contact us at 626-899-2600.

12/31/2025

This article outlines an important update on Medicare and Medicaid coverage for preventive vaccines. It highlights how these programs are making strides toward better health accessibility for everyone. It's a vital step forward in ensuring that individuals have the necessary resources to protect their health and well-being through vaccinations. Stay informed about your healthcare options and take advantage of these essential preventative measures!

Good news for older adults: Vaccines recommended by the CDC—including shingles, RSV, flu, COVID, and Tdap—are fully covered by Medicare and Medicaid with no copays or deductibles. Learn which vaccines you need and how to get them.