Luis A Martinez - Health Insurance Agent

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West Covina, CA
Luis A Martinez - Health Insurance Agent

I am a local, licensed and trained independent insurance agent. I am certified with many top Medicar Give me a call today. I look forward to helping you.

I represent most major companies with a Medicare contract and am qualified to answer any questions you may have. At no cost, I will help you find a health plan that best suits your personal healthcare needs and your budget. By educating you on all the options available, I will give you the power to compare and the freedom to choose.

12/12/2025

Dual eligible special needs plans (D-SNPs) are another type of Medicare Advantage special needs plan and are the most common type of SNP. D-SNPs work with state Medicaid plans to coordinate benefits for individuals who qualify for both Medicare and Medicaid. Arrangements under a D-SNP range from providing a flex card that covers a grocery allowance and over-the-counter drugs to Medicaid, which covers Medicare Part B premiums and cost-sharing for Medicare services. This plan also offers care coordinators to help with Medicare premiums and cost-sharing. If you want to learn about your Medicare plan options, contact us today at 626-899-2600 for assistance!

12/10/2025

A happy, healthy gut is key to a happy and healthy life. An out-of-balance gut leads to complications such as chronic constipation, diarrhea, or bloating issues that can lead to further long-term health issues. Not only that, an unhealthy gut can negatively affect your immune system and lead to weight gain. You may not even know it, but there are everyday habits that can damage your gut health! We’ve listed five of them below for your reference. Looking for help with finding a Medicare plan? Please schedule an appointment with us today at 626-899-2600.

12/08/2025

A Medicare Advantage special needs plan (SNP) provides specialized coverage, such as coordinated care and additional benefits, to people with chronic medical conditions or who face certain situations. To be eligible for a Medicare Advantage special needs plan, you’ll need to be enrolled in Medicare Part A and Part B and live in the plan’s service area, similar to Medicare Advantage. There may be a chance that, while you qualify for a special needs plan, they aren’t available due to where you live. If you have further questions about this plan or need help with finding a Medicare plan, contact us today at 626-899-2600.

12/05/2025

If you’ve been looking into Medicare Advantage special needs plans, also known as SNPs, you’ll learn that there are three different types of SNPs. The first one is known as Chronic condition special needs plans (C-SNPs). This type of plan offers coverage for people who have certain chronic conditions, such as cardiovascular disease, diabetes, end-stage renal disease, and respiratory disease. Some C-SNPs offer coverage to chronic mental conditions, dementia, and HIV/AIDs; however, these aren’t as common. This plan provides benefits that cover long-term care, such as access to specialists and special drug coverage for your condition. Looking for additional help with finding a Medicare plan? Call us at 626-899-2600 to schedule your first appointment with us today.

12/03/2025

It’s open enrollment season! Don’t forget, you have until December 7th to review and make any changes to your current Medicare plan. If you need any assistance with changing your plan or have any questions, don’t hesitate to contact us at 626-899-2600.

12/01/2025

Did you know that as your immune system weakens with age, the typical warning signs of infections will appear different? This process is called immunosenescence, and this degradation affects how your body fights off infections, which can change the appearance of the symptoms that fight off disease. Below is a list of uncommon symptoms of the common flu in older adults. For additional help with your Medicare options, contact us at 626-899-2600.

11/28/2025

Explore your options for Medicare coverage during this open enrollment period! We're here to help you navigate the various plans available, ensuring you find the best fit for your health care needs. Contact us at 626-899-2600 to discuss your choices and get personalized assistance tailored just for you.

11/26/2025

Institutional special needs plans (I-SNPs) is a type of Medicare Advantage special needs plan that offers care coordination between Medicare beneficiaries who are expected to stay for at least 90 days in a nursing home, skilled nursing facility or other institutional setting. An I-SNP will also often cover those who live in a community but still require institutional-level care in their homes, such as a nurse practitioner who’ll visit you in a nursing home and who coordinates care between your primary care provider and a facility’s care team. Want for more information about different Medicare plans? Call us today at 626-899-2600.

11/24/2025

If you have questions or need guidance, don't hesitate to reach out. We're ready to assist you every step of the way. Whether you're unsure about plan details, eligibility, or what might work best for you and your family, we're just a call away at 626-899-2600! Let us help you navigate this process with ease, so you can choose the coverage that best fits your needs.

11/21/2025

If you’ve been online, you’ve probably heard of the term ‘cortisol’ and ‘managing your cortisol levels,’ but what does that mean? Cortisol is a hormone your adrenal glands make and release whenever your body undergoes stress, as its primary purpose is to help your body manage stress. It can also help regulate blood pressure and reduce inflammation. However, when you’re under chronic stress for long periods of time, your cortisol levels will stay elevated. If this is left untreated, your heart rate and blood pressure will remain high and your body will experience more inflammation, which can increase the risks of heart rhythm problems, heart attacks and strokes, as well as weight gain, digestive issues and diabetes. The best way to keep your cortisol levels down is to practice mindful habits, get eight hours of regular sleep, be more active, and do whatever you can to keep your stress levels low. We’re here to help you find the best Medicare plan that fits your needs. Contact us today at 626-899-2600 to schedule your consultation with us.

11/19/2025

Medicare Open Enrollment is now in full swing, providing the perfect opportunity to review your health coverage options. Take the time to assess your health care needs and ensure you have the right coverage in place for the upcoming year. We're here to help you make informed decisions for a healthier future. Contact us at 626-899-2600.

11/17/2025

As the seasons shift, so do Medicare plans. It's essential to stay informed and ensure your coverage meets your needs. During this open enrollment period, please reach out to us at 626-899-2600 for personalized assistance and guidance. We're here to help you navigate the options available so you can make the best choices for your health care needs this year! Don't miss out on finding a plan that fits you perfectly. Contact us today!

Address

West Covina, CA
91724

Telephone

+16266509800

Website

https://lmartinez.onlinehealth.news/

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