Liberty Medicare

08/22/2025

Feature Medicare Advantage (Part C) Medicare Supplement (Medigap) Monthly Premium Usually lower, sometimes $0 (but still pay Part B premium) Higher, varies by plan and age Deductibles & Copays You pay copays/coinsurance for visits and services; out-of-pocket maximum exists Most copays/coinsurance are covered; some plans cover 100% of Medicare costs Network Restrictions Usually HMO or PPO network;...

Feature Medicare Advantage (Part C) Medicare Supplement (Medigap) Monthly Premium Usually lower, sometimes $0 (but still pay Part B premium) Higher,

08/22/2025

This is one of the biggest decisions people face when enrolling in Medicare. The right choice depends on your health needs, budget, and lifestyle. Here’s a clear side-by-side comparison: Medicare Advantage (Part C) ✔ Pros: Usually has lower monthly premiums (sometimes $0). Bundles hospital (A), medical (B), and often prescription drugs (D). Many plans include extra benefits like dental, vision, hearing, and gym memberships....

This is one of the biggest decisions people face when enrolling in Medicare. The right choice depends on your health needs, budget, and lifestyle. Here’s

08/22/2025

General Basics Q: What is Medicare and who qualifies for it? A: Medicare is a federal health insurance program for people 65 and older, and for younger people with certain disabilities or end-stage renal disease (ESRD). Q: What’s the difference between Original Medicare and Medicare Advantage? A: Original Medicare = Part A (hospital) + Part B (medical). Medicare Advantage (Part C) = Private plan…...

General Basics Q: What is Medicare and who qualifies for it? A: Medicare is a federal health insurance program for people 65 and older, and for younger

11/23/2024

Medicare Part D Plan is used either as a stand-alone plan (Original Medicare with or without Medicare Supplement also known as Medigap) or as a part of Medicare Advantage with Prescription Drugs (MAPD). There are multiple Medicare Part D Plans based on the Standard Benefit Plan. The Standard Benefit Plan is the prescription drug plan offering minimum allowable benefits....

Explore the highlights of Medicare Part D for the year 2024 - changes in yearly deductible, initial coverage, coverage gap, and catastrophic coverage - changes in yearly deductible, initial coverage, coverage gap, and catastrophic coverage.

11/21/2024

The post below describes 2025 Medicare Part D premium and Part B premium based on income. Medicare Part B Premium based on Income - 2025 The standard Part B premium amount in 2025 is $185.00. Most people will pay the standard Part B premium amount. If your Modified Adjusted Gross Income (MAGI) as reported on your IRS tax return from 2 years ago (i.e., 2023) is above a certain amount, you'll pay the standard premium amount and an…...

11/21/2024

The post below describes 2025 Medicare changes for Premiums and Costs for Medicare Part A, Part B as well as for Part D. Article Contents Medicare Part A Cost 2025 Medicare Part B Premium and Cost 2025 Medicare Part D Cost 2025 Medicare Part D Premium 2025 US Government Sources Medicare Part A Cost 2025 Changes for Medicare Part A…...

Are you aware of Medicare changes in 2025? They include changes in all major parts of Medicare: Part A, Part B, and Part D.

10/16/2023

The post below describes 2024 Medicare changes for Premiums and Costs for Medicare Part A, Part B as well as for Part D. Article Contents Medicare Part A Cost 2024 Medicare Part B Premium and Cost 2024 Medicare Part D Cost 2024 Medicare Part D Premium 2024 US Government Sources Medicare Part A Cost 2024 Changes for Medicare Part A…...

Are you aware of Medicare changes in 2024? They include changes in all major parts of Medicare: Part A, Part B, and Part D.

10/16/2023

Medicare Part D Plan is used either as a stand-alone plan (Original Medicare with or without Medicare Supplement also known as Medigap) or as a part of Medicare Advantage with Prescription Drugs (MAPD). There are multiple Medicare Part D Plans based on the Standard Benefit Plan. The Standard Benefit Plan is the prescription drug plan offering minimum allowable benefits....

Explore the highlights of Medicare Part D for the year 2024 - changes in yearly deductible, initial coverage, coverage gap, and catastrophic coverage - changes in yearly deductible, initial coverage, coverage gap, and catastrophic coverage.

10/16/2023

The post below describes 2024 Medicare Part D premium and Part B premium based on income. Medicare Part B Premium based on Income - 2024 The standard Part B premium amount in 2024 is $174.70. Most people will pay the standard Part B premium amount. If your Modified Adjusted Gross Income (MAGI) as reported on your IRS tax return from 2 years ago (i.e., 2022) is above a certain amount, you'll pay the standard premium amount and an…...

Find how Medicare Part D premium and Part B premium dependent on income. Learn about Income Related Monthly Adjustment Amount.

10/16/2023

The Federal Medicare Extra Help program also referred as the Medicare Low Income Subsidy (LIS) program, is for people with full Medicaid coverage as well as for people who are not on Medicaid but who have limited income. (See Medicare Extra Help / Low Income Subsidy (LIS))....

What are the Medicare Low Income Subsidy (LIS) Copayments in 2024? Useful for people with Medicaid or having QMB, SLMB,QI, and SSI? Useful for people with Medicaid or having QMB, SLMB,QI, and SSI.

10/02/2022

UPDATED Oct. 1, 2022. The Initial Coverage Election Period (ICEP) is a one-time event that defines the opportunity to enroll in the Medicare Advantage plan. It is described quite clearly; as long as you register in both Medicare Part A and Part B at the same time. But what if you plan to delay Part B enrollment? Then the time frame for…...

Learn how the Initial Coverage Election Period (ICEP) defines the time for Medicare Advantage enrollment. Don't miss important deadlines!

09/30/2022

The post below describes 2023 Medicare Part D premium and Part B premium based on income. Medicare Part B Premium based on Income - 2023 The standard Part B premium amount in 2023 is $164.90. Most people will pay the standard Part B premium amount. If your Modified Adjusted Gross Income (MAGI) as reported on your IRS tax return from 2 years ago (i.e., 2021) is above a certain amount, you'll pay the standard premium amount and an…...

Find how Medicare Part D premium and Part B premium dependent on income. Learn about Income Related Monthly Adjustment Amount.