Kaiser International - Healthcare

Kaiser International - Healthcare Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kaiser International - Healthcare, Healthcare administrator, 331/70/44H Phan Huy Ich, Phuong 14, Go Vap District, Ho Chi Minh City.

Do we really need healthcare?      BIG YES!The question is what kind of healthcare is appropriate for us?PM for more inf...
28/03/2023

Do we really need healthcare? BIG YES!

The question is what kind of healthcare is appropriate for us?

PM for more information :)

My mga taong ayaw ng LIFE INSURANCE dahil hindi naman daw nila mapapakinabangan, which is somehow true dahil nakukuha la...
13/03/2023

My mga taong ayaw ng LIFE INSURANCE dahil hindi naman daw nila mapapakinabangan, which is somehow true dahil nakukuha lang naman ito kapag sumakabilang dimensyon ka na...PERO paano kung my LIFE INSURANCE na nandito k pa sa mundo ay napapakinabangan mo na...???choosy k p ba???

PM for more info...

MANILA BANKER'S MOST 18 (Multiple Options Super Term)The first and the only Do-It-Yourself Life Insurance Solution in th...
12/03/2023

MANILA BANKER'S MOST 18 (Multiple Options Super Term)

The first and the only Do-It-Yourself Life Insurance Solution in the Philippines today.

PM for more details.

Pitong taon ka lang mag-iipon. Parang binabayaran mo lang ang sarili mo. At habang nagbabayad ka, may HMO ka for 7 Years...
09/03/2023

Pitong taon ka lang mag-iipon. Parang binabayaran mo lang ang sarili mo. At habang nagbabayad ka, may HMO ka for 7 Years. May Term
Insurance sa loob ng 20 years at retirement money kapag nagmature na ang policy mo.

Ang ganda di ba? KAISER is like no other. HMO po ito ha, hindi Insurance. Magkaiba kase โ€˜yon!

Scenario 1: Nagkasakit ka at naospital. Hindi mo pwede sabihin sa Ospital o Doctor na meron po ako โ€œLife Insurance" kase po hindi iyon tatanggapin sa Ospital. Pag na-ospital ka, maglalabas ka pa rin ng pera.

Scenario 2: Nagkasakit ka at Naospital (Not Pre-existing), then may KAISER HMO ka. Pwede mo sabihin sa Ospital o Doctor na, meron po akong KAISER. Tatanggapin yon at itatanong lang saโ€™yo ano po ang policy number niyo?

That is the difference. Hindi ka mangangamba kase may HMO o Healthcard ka. Healthcard na may Term Insurance at Investment.

๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—˜๐—— ๐—ก๐—” ๐—ก๐—š ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—Ÿ๐—ข๐—ก๐—š-๐—ง๐—˜๐—ฅ๐—  ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ ๐—”๐—ก๐—š ๐—–๐—ข๐—ฉ๐—œ๐——-๐Ÿญ๐Ÿต!๐€๐๐Ž ๐๐€ ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?Sa ๐—ฃ๐—ต๐—ถ...
30/01/2023

๐—–๐—ข๐—ฉ๐—˜๐—ฅ๐—˜๐—— ๐—ก๐—” ๐—ก๐—š ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—Ÿ๐—ข๐—ก๐—š-๐—ง๐—˜๐—ฅ๐—  ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ ๐—”๐—ก๐—š ๐—–๐—ข๐—ฉ๐—œ๐——-๐Ÿญ๐Ÿต!
๐€๐๐Ž ๐๐€ ๐๐€ ๐€๐๐† ๐Œ๐†๐€ ๐๐„๐๐„๐๐ˆ๐’๐˜๐Ž ๐๐† ๐Š๐€๐ˆ๐’๐„๐‘ ๐‹๐Ž๐๐† ๐“๐„๐‘๐Œ ๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„?
Sa ๐—ฃ๐—ต๐—ถ๐—น๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต hanggang 60 years old tayo magrerenew pero sa ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.
๐Ÿฏ-๐—ถ๐—ป-๐Ÿญ ๐—ฆ๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด๐˜€ ๐—ฃ๐—น๐—ฎ๐—ป kaya may peace of mind ka. May ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ + ๐—ง๐—˜๐—ฅ๐—  ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ + ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐“ ka na.
๐—”๐——๐—ฉ๐—”๐—ก๐—ง๐—”๐—š๐—˜๐—ฆ ๐—ก๐—š ๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ:
โœ…๐—ฉ๐—˜๐—ฅ๐—ฌ ๐—”๐—™๐—™๐—ข๐—ฅ๐——๐—”๐—•๐—Ÿ๐—˜. 7 years mo lang babayaran at covered ka na while paying period palang.
โœ…๐——๐—œ๐—ฅ๐—˜๐—–๐—ง ๐—™๐—ฅ๐—ข๐—  ๐—ง๐—›๐—˜ ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—ฌ. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
โœ…๐—ฅ๐—ข๐—ข๐—  ๐—”๐—–๐—–๐—ข๐— ๐— ๐—ข๐——๐—”๐—ง๐—œ๐—ข๐—ก. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
โœ…๐—™๐—ฅ๐—˜๐—˜ ๐—”๐—ก๐—ก๐—จ๐—”๐—Ÿ ๐—ฃ๐—›๐—ฌ๐—ฆ๐—œ๐—–๐—”๐—Ÿ ๐—”๐—ก๐—— ๐——๐—˜๐—ก๐—ง๐—”๐—Ÿ ๐—–๐—›๐—˜๐—–๐—ž ๐—จ๐—ฃ. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.
โœ…๐—™๐—œ๐—ซ๐—˜๐—— ๐—ฃ๐—ฅ๐—˜๐— ๐—œ๐—จ๐—  ๐—”๐— ๐—ข๐—จ๐—ก๐—ง. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
โœ…๐—Ÿ๐—ข๐—ก๐—š ๐—ง๐—˜๐—ฅ๐—  ๐—–๐—”๐—ฅ๐—˜ ๐—•๐—ข๐—ก๐—จ๐—ฆ. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang ๐Ÿด๐Ÿฑ% na binayad mo on your maturity date. So making it like ๐—–๐—ข๐—ฆ๐—ง ๐—™๐—ฅ๐—˜๐—˜.
โœ…๐—ข๐—ก๐—Ÿ๐—œ๐—ก๐—˜ ๐—”๐—–๐—–๐—ข๐—จ๐—ก๐—ง. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.
๐—ž๐—”๐—œ๐—ฆ๐—˜๐—ฅ ๐—œ๐—ก๐—ง๐—˜๐—ฅ๐—ก๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—š๐—ฅ๐—ข๐—จ๐—ฃ ๐—œ๐—ก๐—–. ๐–ณ๐—๐–พ ๐–ฅ๐—‚๐—‹๐—Œ๐— ๐–ญ๐–บ๐—†๐–พ ๐—‚๐—‡ ๐–ง๐–พ๐–บ๐—…๐—๐—๐–ผ๐–บ๐—‹๐–พ.

๐—”๐—ป๐—ผ ๐—ฎ๐—ป๐—ด ๐—ธ๐—ฎ๐—ด๐—ฎ๐—ป๐—ฑ๐—ฎ๐—ต๐—ฎ๐—ป ๐—ป๐—ฎ๐—ป๐—ด ๐—ธ๐—ฎ๐—ถ๐˜€๐—ฒ๐—ฟ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ฝ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ?At bakit KAISER?Sa KAISER  seven (7) years lang mag-iipon pero lifetime an...
30/01/2023

๐—”๐—ป๐—ผ ๐—ฎ๐—ป๐—ด ๐—ธ๐—ฎ๐—ด๐—ฎ๐—ป๐—ฑ๐—ฎ๐—ต๐—ฎ๐—ป ๐—ป๐—ฎ๐—ป๐—ด ๐—ธ๐—ฎ๐—ถ๐˜€๐—ฒ๐—ฟ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐—ฝ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ?At bakit KAISER?
Sa KAISER seven (7) years lang mag-iipon pero lifetime ang benefits kaya walang pera na masasayang dahil ito "๐‘จ๐’๐’ˆ ๐‘ฐ๐‘ท๐‘ถ๐‘ต ๐’๐’‚ ๐’˜๐’‚๐’๐’‚๐’๐’ˆ ๐‘ป๐‘จ๐‘ท๐‘ถ๐‘ต".
๐Ÿญ. ๐— ๐—ฎ๐˜† ๐—›๐—˜๐—”๐—Ÿ๐—ง๐—›๐—–๐—”๐—ฅ๐—˜ ๐—ผ๐—ฟ ๐—›๐— ๐—ข - sa oras na magkasakit may magagamit na healthcare
๐Ÿฎ. ๐— ๐—ฎ๐˜† ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ -may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma-disabled.
๐Ÿฏ. ๐— ๐—ฎ๐˜† ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐— ๐—˜๐—ก๐—ง - may pera na magagamit sa retirement or after policy maturity.
Start now habang bata pa at kaya pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.
We can guide you on how to start.

26/09/2022

Nasa abroad ako, valid ba ang Life Insurance ng Kaiser?
HIndi ba NULL and void?

Valid ang life insurance coverage ng Kaiser planholders dahil ito ay covered ng master life insurance policy ng Kaiser International para sa long term healthcare planholders.

Kapag kumuha ka ng Kaiser plan, ini-enroll ka lang sa existing insurance plan ng Kaiser, kaya valid ang protection mo maski nasaan ka sa buong mundo. Parang HMO / group life plan ng companies, pwedeng isama ang employee maski nasaang bansa.

Ang mga bawal habang nasa abroad ang customers ay:

bawal magbenta ang mga licensed insurance agents.
Bawal ito dahil ang lisensiya nila ay valid lang sa Pilipinas.
Mag-ingat sa turo ng financial advisors na kulang ang kaalaman na tatakutin ka na null and void ang lahat

bawal kumuha ng individual life insurance policy na kontrata ng customer sa Philippine life insurance company. Bawal ito sa batas ng Pilipinas, at siguro sa batas ng bansa kung nasaan ang customer.

Ang Kaiser plan ay healthcare savings plan, hindi life insurance plan. Pwede itong kunin maski nasaan kasi ito ay healthcare / savings plan. Ang insurance component nito ay dagdag benefit lang na plan, at covered sa isang master group life policy ng kontrata ng Kaiser sa Philippine life insurance company.

Mag-aral tayo tungkol sa pera!
!

Bakit nga ba importante na meron tayong ๐…๐ˆ๐๐€๐๐‚๐ˆ๐€๐‹ ๐†๐Ž๐€๐‹๐’?Kelangan ito para may guide tayo kung ano ba ang gusto natin ma ...
07/09/2022

Bakit nga ba importante na meron tayong ๐…๐ˆ๐๐€๐๐‚๐ˆ๐€๐‹ ๐†๐Ž๐€๐‹๐’?

Kelangan ito para may guide tayo kung ano ba ang gusto natin ma achieve and every goals ay may kanya-kanyang purpose.

๐ˆ๐๐‚๐Ž๐Œ๐„ ๐๐‘๐Ž๐“๐„๐‚๐“๐ˆ๐Ž๐- as bread winner, kelangan na protektado ka in case of sudden death para anuman ang mangyari, may maiiwan ka sa pamilya mo para makasimula sila.

๐‡๐„๐€๐‹๐“๐‡๐‚๐€๐‘๐„ ๐…๐”๐๐ƒ- sa panahon ngayon, napakahirap magkasakit at maospital kasi magastos at pwede maubos ang ipon sa mahal ng gastusin kaya makabubuting magkaron ng HMO para ito na ang sasagot sa mga gastusin pag nagkasakit.

๐‘๐„๐“๐ˆ๐‘๐„๐Œ๐„๐๐“ ๐๐‹๐€๐- lahat tayo ay sa pagtanda papunta at mawala na ang kakayanan nating kumita at magtrabaho. Kaya makabuting habang bata pa ay pag ipunan na para iwas stress at worry free na. Mahirap tumanda ng walang pera.

Sa Kaiser makukuha mo itong 3 sa aming Long Term Care Plan (3-in-1). May Healthcare + Life Insurance + Investment.

Sa inyo na nagbabasa at wala pang Kaiser plan!.

Letโ€™s meet online and I will be happy to assist you to achieve your financial goals.

Sino ba si Kaiser? Hindi po Insurance company ang Kaiser. Si Kaiser ay isang HMO na may kasamang benefits na Insurance a...
04/07/2022

Sino ba si Kaiser? Hindi po Insurance company ang Kaiser.

Si Kaiser ay isang HMO na may kasamang benefits na Insurance at Investment.

Si Kaiser lang ang tanging HMO na longterm. nasa pagiipon mo for 7 years, meron kanang sarili mong Healthcare lifetime.

*Hwag kang umasa lang sa HMO as part of your benefits of being an employee. sa panahon na magresign ka o mag retire, hindi mo madadala iyan*

Prepare for your Longterm, para sa pagdating mo nang retirement age. Meron kang dala dala na HMO.

As an OFW ang meron lng dto sa amin ay ang healthcard n binabayaran ng employer un ibng part nmn ay kaltas sa sahod n 310 mnthly ...pero pag uwi ng pinas wala n din ...
I invest in kaiser for my own medical expenses n di ako mabibigla pag magkasakit dahil lhat tyo dadaan dyan..be prepared...at kung dumating nmn un maturity ng ipon ko n di ko nagamit mkukuha ko yun good as cash pti interest...

KAISER ba kamo?Here's what you need to know...Read and if you have question just send us a message.
01/07/2022

KAISER ba kamo?

Here's what you need to know...

Read and if you have question just send us a message.

 Bakit patok na patok si Kaiser Ultimate Health Builder?๐Ÿค”โ˜€๏ธ9 reasons why you should include to get Kaiser Ultimate Healt...
11/03/2022


Bakit patok na patok si Kaiser Ultimate Health Builder?
๐Ÿค”โ˜€๏ธ
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

โœ… 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
๐Ÿง˜โ€โ™‚๏ธโ›น๏ธโ€โ™‚๏ธ๐Ÿšดโ€โ™€๏ธ๐ŸŠโ€โ™‚๏ธ๐Ÿ’†โ€โ™€๏ธ
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

โœ…2. COMPREHENSIVE HEALTH CARE BENEFITS
๐Ÿš‘๐Ÿจ๐Ÿ’Š๐Ÿฉ๐ŸŒก๐Ÿ”ฌ๐Ÿฅ
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

โœ…3. HOSPITALIZATION BENEFIT
๐Ÿจ๐Ÿ›๐Ÿ›Œ๐Ÿฉ
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

โœ… 4. FAMILY ASSISTANCE
๐Ÿ‘จโ€โš•๏ธ๐Ÿ ๐Ÿก๐Ÿ™โ™ฟ๏ธ
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

โœ… 5. LIFE INSURANCE COVERAGE
๐Ÿค๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ๐Ÿ’ฐ๐Ÿ—‚๐Ÿ’ต
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

โœ… 6. GUARANTEED CASH BENEFIT
๐Ÿ“Š๐Ÿ“ˆ๐Ÿ’ธ๐Ÿ’ต๐ŸŽฏ
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

โœ… 7. LIMITED PAYING PERIOD
โฑโณ๐Ÿ•ฐโฐโณ
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

โœ… 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

โœ… 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by the primary beneficiary

Learn how to get covered with the No. 1 healthcare in the Philippines.

If you have questions, feel free to send a message or contact me on my personal FB. Thank you!

MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?We actually recommend LONG-...
03/03/2022

MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?

We actually recommend LONG-TERM HEALTHCARE that does not only stand as healthcare, rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:

โ€œKAISER LONG TERM HEALTHCAREโ€
It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.

HOW Does Kaiser Long Term Healthcare Work?

Itโ€™s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
(1) Healthcare
(2) Investment
(3) Insurance

โœ… This long-term care product is called the Kaiser Ultimate Health Builder.

How does it work?
โœ… The long-term care program has 3 phases:
the accumulation period,
extended period, and
the start of long-term care period (maturity).

๐Ÿ‘‰1. (7years).
This is the part where the plan holder is made to save for 7 years. - paying period
At this period, the plan holder gets to have the following AMAZING BENEFITS:
๐Ÿ‘- Free Annual Physical Exam
๐Ÿ‘- Free Dental Benefits
๐Ÿ‘- Waiver of Installment due to death.
๐Ÿ‘- Waiver of Installment due to disability.
๐Ÿ‘- Basic Medical Benefits
๐Ÿ‘- Memberโ€™s choice of room and board
๐Ÿ‘- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)

๐Ÿ‘‰ 2. (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

The plan holder no longer needs to contribute in his account but just have to wait for its maturity.

The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The BENEFITS under EXTENDED period includes:
โ˜๐Ÿป- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
โ˜๐Ÿป- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
โ˜๐Ÿป- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
โ˜๐Ÿป- Lifetime Network access to over 500 major hospitals
โ˜๐Ÿป- Additional Health Bonus when the market is at top performance
โ˜๐Ÿป- Receives the VISA card after full contribution from the accumulation period

๐Ÿ‘‰ 3. (beyond 20 years)
Upon MATURITY, the plan holder will receive the following BENEFITS:
โœ… - Total accumulation of unused health benefits
โœ… - Long term care benefit or the plan coverage
โœ… - Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
โœ… - Additional health benefits when the market is at top performance.

๐Ÿ’ฐ All the above benefits will be GOOD AS CASH.
The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

๐Ÿ’ฐ Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.

๐Ÿ’กThe beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.

๐Ÿ’กUnlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesnโ€™t get sick, no return of premium is available.

๐Ÿ’กThe Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.









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