Total Risk Administrators

08/01/2026

We've updated our benefits to give you greater protection and peace of mind. Here’s what’s new and improved for 2026.

⬆️ Increased Benefit Limits

💰 Annual Limit increased from R210,580 to R219,845 per insured person.
🏥 Tariff Shortfalls for theatre and ward fees.
🚑 Casualty Unit Benefit.
💊 Co-Payments, Sub-Limits & Oncology Benefits.
🌍 Global Fee Benefit.
🍼 Maternity Follow-Up Consultations.
🛏️ Private Ward Benefit.
✔️ Medical Aid Contribution Waiver.
🧡 Accidental Death Cover.

🆕 New Benefits Added

✅ Targeted Pain Relief Benefit.
✅ Hospitalised Psychiatric Care Benefit.
✅ Step-Down Facility Benefit.
✅ Premature Birth Benefit.

View our 2026 brochure for all the details and increase for each specific plan: https://bit.ly/4aWnT6G

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

01/01/2026

Happy 2026! May this year bring you health, happiness, and endless reasons to smile.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

30/12/2025

Submitting a claim shouldn't feel like admin. Submit your claim through our TRA Assist app in just 5 minutes!

Find out more about our Gap Cover: https://bit.ly/3M6oSXF

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

25/12/2025

As the year ends, thank you for being part of the TRA family 🧡 Wishing you a joyful festive season filled with peace, happiness, and special moments.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

23/12/2025

17/12/2025

South Africa suffers one of the highest skin cancer rates worldwide. Why is this? In this episode we take a look at why the Sun is dangerous, how it affects our skins and most importantly, when are we most vulnerable.

Listen Now: https://bit.ly/4pLLP1g

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 11: South Africa suffers one of the highest skin cancer rates worldwide. Why is this. In this episode we take a look at why the Sun is dangerous, how...

16/12/2025

Your benefits not keeping up with rising medical aid costs? Get TRA Gap Cover from just R99pm to help cover medical shortfalls.

Sign up today: https://bit.ly/3M5rULR

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

11/12/2025

Episode 10: We take an in-depth look at Food Allergies - the triggers, testing and treatment and what every parent should know. We also look at meat allergie...

11/12/2025

Has your child had an allergic reaction to food? It’s a scary experience! Fortunately you are not alone and this affects many children and adults too. In our latest podcast, we take an in-depth look at Food Allergies - the triggers, testing and treatment and what every parent should know. We also look at meat allergies - yip that's a thing, and we get to see the latest study on this subject.

Listen Now: https://bit.ly/48Ib8Kk

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 10: We take an in-depth look at Food Allergies - the triggers, testing and treatment and what every parent should know. We also look at meat allergie...

04/12/2025

At TRA, we know how important timely payouts are. That’s why we process three claims payment runs per week, so you get your money quickly and without the stress.

Sign up today: https://bit.ly/4okZkmY

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

TRA's healthcare insurance products include gap cover and female cancer cover. Get Gap Cover from R99p/m or Female Cancer Cover from R130p/m.

28/11/2025

The pursuit of youth can lead people down some surprising paths. Plastic surgery, Botox, fillers and so called miracle youth creams. We have all heard the horror stories about what some will try in order to stay young. In our latest episode, we dig into the truth behind these treatments and ask the questions everyone is thinking.

Listen Now: https://bit.ly/4hxdmQA

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 9: Plastic Surgery, Botox, Fillers, Miracle Youth Creams.... We hear horror stories of the lengths people will go to to "stay young". We ask the prob...

21/11/2025

Paying thousands for medical aid? You still need gap cover. Read TRA’s latest News24 article to see why — and how TRA can protect you from costly shortfalls.

Paying R5000 a month for medical aid should mean you’re covered for almost anything. But the reality is, even top-tier medical aid plans in South Africa don’t cover the total medical bill.