Total Risk Administrators

22/08/2025

In episode 4 of The Inside TRAQ, we listen to part 2 of our talk about the mental health crisis facing South Africa. Dr Saffer shares practical things we can do to combat and treat stress and mental illness.

In our healthcare section we ask the burning question: Why must I use my medical aid's provider network? We also look at some more basic questions in our Gap Cover 101 series.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

21/08/2025

If you’re starting your career, it’s the perfect time to lock in smart cover. Medical Aid doesn’t always pay the full bill, but Gap Cover picks up the difference.

Protect your health and your paycheck from medical shortfalls. Start strong with cover that’s built for you. Read more here: https://bit.ly/4lissdd

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

18/08/2025

Your car’s covered. But the gap in your medical bill? That’s still on you.

Gap Cover protects you when your medical aid doesn’t, from just R99pm. Check out our Gap Cover products here: https://bit.ly/45aGAio

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

14/08/2025

And another amazing review from a Happy TRA policyholder. Good service is a part of who we are.

Learn more about our Gap Cover products here: https://bit.ly/3HlmQ3L

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

11/08/2025

11/08/2025

We are delighted to announce the next six celebrities that have committed to playing in the TRA / BIS Celebrity Golf Challenge. With all the proceeds going towards the development of sports amongst our youth we are very honoured to have their support and look forward to our event happening on the 28th of August at The Els Club, Copperleaf.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

11/08/2025

Think you’re fully protected? Not all gap cover plans are created equal. In this article, we break down the exclusions, so you can avoid surprises like missed claims, pre-existing conditions, and procedures that aren’t covered.

Read our article here: https://bit.ly/3IZ3jGY

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

You might believe that you and your family will be sufficiently covered in any event if you have medical aid and medical Gap cover.

09/08/2025

Celebrate the power, passion, and perseverance of women today and every day. Happy Women’s Day! You’re unstoppable.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

08/08/2025

In this episode on The Inside TRAQ podcast we look at the crisis facing our country due to stress and mental illness, we ask the question: DO you need to have a health broker and also learn some more “Gap Cover 101”.

Listen to our podcast here: https://youtu.be/S2EcY_Pol8s?si=MC2hweHqxhjuuSsG

As usual, please direct your comments, questions and views to askdravron@totalrisksa.co.za. See you next time.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

Episode 3: We talk about the mental health crisis facing South Africa - it's a two part series so do catch the next episode as well. We answer the burning qu...

07/08/2025

🎉 Want to WIN a Philips Airfryer 1000 Series 6.2L?

Here’s your chance to bring quick, healthy cooking into your kitchen with one of the most loved airfryers around!

All you have to do is answer a simple question:
True or False – Can claims be submitted via TRA’s website and mobile app?

👉 Head over to https://bit.ly/45AhuLm to enter.

It takes less than a minute and you could be our lucky winner.
T's and C's apply. Good luck!

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

06/08/2025

Expecting? Make sure your gap cover has you covered. Pregnancy brings joy, and a lot of medical bills. In this article, we dive into how gap cover can bridge some of the extra costs.
Read our article here: https://bit.ly/4fnkNZx

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

Protect your growing family with gap cover for pregnancy. Get peace of mind for pregnancy and after birth medical aid shortfalls.

04/08/2025

Why choose us as your Gap Cover provider? Well, we're glad you asked!

- Covers in-hospital shortfalls, co-payments & specialist fees up to 700% above scheme rates
- Steps in when your medical aid doesn’t meet PMB obligations
- Includes certain out-of-hospital procedures (as per your policy)

Learn more about our Gap Cover products here: https://bit.ly/4m12En6

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.