Kaelo Improving the lives of all South Africans by providing access to quality healthcare. This Policy is not a substitute for Medical Scheme membership.

Statutory notice:
This is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. Disclaimers:
Kaelo Risk (Pty) Ltd is an authorised financial services provider FSP 36931. Kaelo Risk (FSP 36931), Underwritten by Centriq Insurance Company Limited (FSP 3417). Kaelo Risk (FSP 36931), Underwritten by Western National Insurance Company Ltd (FSP 9465). The Kaelo Health - MyHealth Access Plan is administered by Kaelo Simply Healthcare (Pty) Ltd, registration number 2004/009584/07.

Money and relationships influence each other more than most people realise. Habits and beliefs around money shape stress...
27/02/2026

Money and relationships influence each other more than most people realise. Habits and beliefs around money shape stress, security, and connection. Join us for a grounded look at building healthier patterns.

Watch here: https://www.youtube.com/watch?v=Z17WVCLvEGM&t=4s

Money and relationships are deeply intertwined, shaping our choices, stress levels, and sense of security, often in ways we don’t immediately recognize. This...

26/02/2026

Waiting periods can feel frustrating if they are not understood. They are part of how cover works and apply for a limited time at the start of a policy. Understanding them early helps with better planning and peace of mind.

Learn more about how gap cover works at www.kaelo.co.za

20/02/2026

Having access to healthcare at work helps people take care of their health without delays. On-site clinics support early treatment, recovery, and a safer working environment.

Find out more at www.kaelo.co.za

Budgeting doesn’t have to be boring or overwhelming. With a few simple habits and honest tracking, you can make your mon...
19/02/2026

Budgeting doesn’t have to be boring or overwhelming. With a few simple habits and honest tracking, you can make your money work better for you this year. Small choices repeated over time add up to real financial control.

Read more: https://www.kaelo.co.za/budget-better-in-2026-financial-advice-asknelson/

Budget Better in 2026 | Financial Advice | AskNelson Feb 2, 2026 | Financial Advice, Kaelo Lifestyle BUDGET BETTER IN 2026 Small Choices Can Change Your Month Budgeting has a reputation for being boring, restrictive, or something only “money people” do. But the truth is simpler. A budget is just...

14/02/2026

Valentine’s Day is a reminder that love lives in everyday moments. Sharing time, supporting one another, and staying connected all contribute to emotional wellbeing for the whole family.

Learn more about caring for everyday wellbeing at www.kaelo.co.za

11/02/2026

Belonging means more than fitting in, it means feeling valued for who you are. Real connection at work boosts trust, creativity, and collaboration.

AskNelson encourages inclusive habits that reduce isolation and build a culture where every voice feels seen and supported.

02/02/2026

Reproductive health plays a role in physical, emotional, and mental wellbeing. Taking small steps like regular screenings and staying informed can help support health over time.

Learn more about preventative care at www.kaelo.co.za

30/01/2026

Taking care of your health sets the pace for the year. A small start can make a big difference.

See more health insights at www.kaelo.co.za

29/01/2026

The Kaelo Tariff helps keep reimbursements consistent and supports affordable access to private healthcare. It sets the standard rate for non contracted service providers and ensures eligible claims are reimbursed in full.

28/01/2026

A simple money reset supports a healthier start for the new year. Every small step strengthens your wellbeing.

Find practical money tips at www.kaelo.co.za

Changing how you think about money can lead to better outcomes. Small mindset shifts, simple habits, and steady action h...
23/01/2026

Changing how you think about money can lead to better outcomes. Small mindset shifts, simple habits, and steady action help build confidence and stability throughout the year.

Read here: https://www.kaelo.co.za/make-your-money-work-for-you-in-2026-financial-advice-asknelson/

Make Your Money Work for You in 2026 | Financial Advice | AskNelson Dec 22, 2025 | Financial Advice, Kaelo Lifestyle MAKE YOUR MONEY WORK FOR YOU IN 2026 A money plan that works may start with your thinking. What are your money thoughts?“I don’t have enough.” I have too much debt? No cash unti...

20/01/2026

Designed to protect against medical aid shortfalls, gap cover is a short term insurance product that helps cover certain costs. Kaelo is the Official Supplier of gap cover to the Kaizer Chiefs.

Address

2nd Floor, The Oval-East Wing, Wanderers Office Park, 52 Corlett Drive, Illovo
Johannesburg
2196

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Alerts

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Our Story

Kaelo initially focused on tackling the challenges of HIV/AIDS and lifestyle diseases. Without losing focus on these key areas, we’ve expanded our remit to include a wider range of health access products, including our Gap Cover, and also our AskNelson advice and solutions offering.

In everything we do, we put people and their health first. We aim to engage sincerely with our brokers, corporate clients and customers, and we always keep our promises. We believe in simplifying the complicated world of health cover and delivering affordable, accessible products to more South Africans.