25/04/2026
⚠️ Important Advice About Funeral Policies
When taking out funeral policies, talk to your siblings or family first to avoid losing money.
If multiple family members take the same funeral policy (for example, through Capitec), only one payout may be made for the same person. This means others could end up paying premiums but not receiving any benefit.
👉 To avoid this:
• Coordinate as a family
• Use different insurers/underwriters
• Make sure each policy adds value
⸻
🏢 Funeral Policy Providers & Their Underwriters
Here are some funeral cover providers in South Africa and the insurers behind them:
1. Assupol Funeral Cover – Underwritten by Old Mutual
2. AVBOB Funeral Cover – Underwritten by Aviva
3. Capitec Funeral Cover – Underwritten by Hollard
4. Clientele Funeral Cover – Underwritten by Clientele Life
5. FNB Funeral Cover – Underwritten by Liberty
6. Hollard Funeral Cover – Self-underwritten
7. Meerkat Funeral Cover – Underwritten by Old Mutual Alternative Risk Transfer Limited
8. Metropolitan Funeral Cover – Underwritten by Metropolitan Life
9. Old Mutual Funeral Cover – Self-underwritten
10. OUTsurance Funeral Cover – Underwritten by Old Mutual
11. Standard Bank Flexible Funeral Plan – Underwritten by Liberty Group Limited
