Elite Risk Acceptances

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BESPOKE WEALTH ASSET PROTECTION FOR THE DISCERNING

Wealth Asset Insurance from Elite provides a personalised and tailored solution to non-life insurance and personal risk management for people with sophisticated needs.

If you drive a high-value or high-risk vehicle in South Africa, security is rarely about a single layer anymore.Recent c...
26/05/2026

If you drive a high-value or high-risk vehicle in South Africa, security is rarely about a single layer anymore.

Recent concerns raised in the industry highlight how sophisticated vehicle theft has become, particularly for frequently targeted models like Toyota Hilux and Fortuner. In some cases, access to tracking and security systems has raised broader questions around vulnerability.

That’s why many owners are starting to think differently about protection:
• Using more than one tracking provider for added redundancy – in many cases your insurer will insist on this before providing cover.
• Ensuring systems are independently monitored and regularly tested
• Reviewing how quickly recovery systems actually respond in real scenarios

The principle is simple: the more desirable the asset, the more layered the protection should be.

Through our partnership with The Insurance Apprentice  , Elite Risk Acceptances believes in the power of young talent sh...
22/05/2026

Through our partnership with The Insurance Apprentice , Elite Risk Acceptances believes in the power of young talent shaping the future of South Africa’s insurance industry.

Tandiwe Cimela, executive of Elite Risk, recently attended the Season 12 premiere, and was struck by the energy of the room, getting a glimpse into the future of insurance and the next generation that will shape it.

“TIA is a powerful platform that tests far more than underwriting or risk judgement. The candidates who navigate the high-stakes environment with EQ and package themselves authentically, not performatively, are likely to be the true winners in today’s insurance climate,” says Tandiwe.

This is backed up by data. The World Economic Forum’s Future of Jobs Report 2025 highlights skills such as resilience, adaptability, communication, emotional intelligence, and self-awareness as some of the most critical capabilities for the workforce of the future.

“As artificial intelligence accelerates technical ex*****on, it is these human skills that will increasingly differentiate performance and influence trust,” says Tandiwe.

Despite ongoing fuel price pressure, South Africans are still buying cars, with NAAMSA reporting a 13% year-on-year incr...
21/05/2026

Despite ongoing fuel price pressure, South Africans are still buying cars, with NAAMSA reporting a 13% year-on-year increase in vehicle sales in April 2026.

For personal lines brokers, this highlights an important consumer trend: while motorists may be feeling the pinch at the fuel pump, vehicle ownership remains a priority for many households.

As affordability pressures mount through rising fuel costs, inflation and potential interest rate hikes, clients are likely to place even greater value on insurance solutions that help them balance adequate cover with their monthly budgets.

This creates an opportunity for brokers to have meaningful conversations around cover structures, excess options and value-added benefits that align with clients’ evolving financial realities, without compromising on protection.

How are you helping policyholders navigate these uncertain times, while still maintaining the cover they need?

South Africa’s latest fuel price increase has now come into effect, with petrol rising by R3.27 per litre and diesel by ...
19/05/2026

South Africa’s latest fuel price increase has now come into effect, with petrol rising by R3.27 per litre and diesel by R5.27 per litre.

For many motorists, higher fuel prices are starting to influence everyday driving decisions — from how often people drive to the type of vehicles they are considering. In some cases, vehicle maintenance and servicing may also be delayed as households look to manage rising costs.

Poll: How are rising fuel prices influencing your motoring decisions?
A. Driving less frequently
B. Combining trips to save fuel
C. Considering a more fuel-efficient vehicle
D. No significant change

Severe weather conditions across parts of the Western Cape continue to result in widespread flooding, storm damage, road...
11/05/2026

Severe weather conditions across parts of the Western Cape continue to result in widespread flooding, storm damage, road disruptions and electricity outages in several areas.

While assessments are still underway, Elite Risk has already received a high volume of claims, particularly from Plettenberg Bay and surrounding regions. Claim volumes remain manageable, and our teams are actively monitoring developments to ensure policyholders receive the support they need. Conditions in Cape Town and nearby areas are also being watched closely as the weather evolves.

We also remind policyholders of our emergency contact details should urgent assistance be required:

📞 Emergency Line: 0861 247 365
Select Option 2 for ELITE, then Option 1 for Emergency Assistance

📱 ELITE WhatsApp Line: 081 733 4080

Please stay safe, avoid flooded roads where possible, and follow guidance from local authorities.

Severe weather conditions continue across the Eastern Cape and along the Garden Route, with heavy rainfall causing flood...
08/05/2026

Severe weather conditions continue across the Eastern Cape and along the Garden Route, with heavy rainfall causing flooding, road closures and widespread disruption.

Evacuation warnings have been issued for several low lying communities in the Gamtoos Valley after the Kouga Dam exceeded full capacity following days of persistent rain. Damage has also been reported in coastal areas including Victoria Bay, Plettenberg Bay and Keurbooms Strand, while inland towns such as Joubertina and Patensie have experienced extensive flooding and road closures.

“The conditions being experienced underline just how quickly severe weather can escalate,” says Tandiwe Cimela, Executive at Elite Risk.

“People should limit travel where possible, monitor official weather and municipal updates closely, and respond promptly to any evacuation instructions. Taking early action can prevent far greater loss.”

As we move deeper into winter, it’s especially important for homeowners to actively manage risks associated with severe weather events. Some practical steps to consider to help protect your home and loved ones:

• If flash flooding occurs, prioritise getting your family to safety. Never underestimate the force of floodwaters.
• If instructed to evacuate, do so without delay. Property can be replaced — lives cannot.
• Maintain your roof ahead of the rainy season.
• Check and maintain waterproofing regularly, particularly around skylights, verandas and altered areas.
• Keep gutters, drains and downpipes clear — even minor blockages can cause significant damage.
• Ensure windows are properly sealed.
• Make sure your property is adequately insured to avoid disappointment should you need to claim.
• Avoid travelling during extreme weather. If travel is unavoidable, ensure tyres, lights and wipers are in good working order and save emergency numbers on your phone.
Please continue to exercise caution and look out for one another during this period.

In a recent session of InsureTalk, Tandiwe Cimela delivered an insightful presentation on: Navigating Leadership Transit...
06/05/2026

In a recent session of InsureTalk, Tandiwe Cimela delivered an insightful presentation on: Navigating Leadership Transitions: Succession, Stability, and What Comes Next.

The discussion focused on how leadership change can be managed in a way that does not disrupt organisational stability. It unpacked how succession planning plays a critical role in ensuring continuity, while allowing organisations to adapt with confidence as change unfolds.

If you have missed this episode, go check it out using the link below.

https://www.youtube.com/watch?v=W7bwJDgjXEw

Enjoy the videos and music that you love, upload original content and share it all with friends, family and the world on YouTube.

22/04/2026

In the HNW non‑life market, effective risk management has changed dramatically. What do you believe is reshaping risk management for this segment (Answer A, B, C, D or E in the comments) ?

A. Heightened lifestyle complexity
B. Changing client expectations
C. Technology driven threats
D. Personalised / bespoke needs
E. Other

Who knew risk awareness might start with chocolate? 🍫More than 12 tons of KitKat’s new chocolate range were recently sto...
15/04/2026

Who knew risk awareness might start with chocolate? 🍫

More than 12 tons of KitKat’s new chocolate range were recently stolen in Italy, with hundreds of thousands of bars now unaccounted for and likely to surface on unofficial markets. A stolen truck left a factory in central Italy and was en-route to Poland when the robbery occurred, according to a statement from Nestlé. The company warned that the stolen KitKat bars could make their way into unofficial markets.

It’s a reminder that in this day and age, even everyday indulgences can end up on the black market. For high net worth individuals, knowing where things come from, and how they end up in your hands, matters more than ever.

Read this fascinating story of brazen chocolate theft here.

Thieves made a break for 413,793 units of the company’s new F1 line bars, which could cause shortage before Easter

We are excited to announce that Elite’s Executive, Tandiwe Cimela, will be speaking at the next edition of InsureTalk® t...
15/04/2026

We are excited to announce that Elite’s Executive, Tandiwe Cimela, will be speaking at the next edition of InsureTalk® this week Thursday, 16 April 2026, where she will unpack one of today’s most critical leadership topics: Navigating Leadership Transitions: Succession, Stability, and What Comes Next.

In an environment where change is constant, strong leadership transitions are essential to ensuring continuity, confidence, and long-term success. Tandiwe will share practical insights on how organisations can approach succession planning with clarity, maintain stability during periods of change, and position themselves for what lies ahead.

Register now to secure your spot and be part of this important conversation (it’s free!). See attached for more.

https://bit.ly/InsureTalk2026


InsureTalk® is hosted by CN&CO Events

The recently held George Old Car Show was truly the "torque" of the town.Held under the auspices of the Southern Cape Ol...
08/04/2026

The recently held George Old Car Show was truly the "torque" of the town.

Held under the auspices of the Southern Cape Old Car Club (SCOCC), this annual event paid homage to the pioneers of motoring, marking the 140th anniversary of the invention of the horseless motor carriage by Carl Benz, celebrating the centenary of Daimler Benz AG, and commemorating 50 years of the iconic W123 Mercedes Benz. Visitors were also treated to a special exhibition of early Mercedes Benz vehicles that helped shape modern motoring as we know it.

Events like these highlight that classic and collectible vehicles are specialised assets that require specialist risk thinking. At Elite Risk, this is where a more nuanced approach becomes critical, ensuring that prized automotive passions are protected with the care, expertise and understanding they deserve.

Address

Pinelands

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

+27 86 011 1022

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