06/01/2026
When was the last time you checked your insurance cover?
Many people assume that once a policy is in place, they’re fully protected , but when it comes to insurance “set and forget” rules do not apply. Over time, the value of your assets, homes, vehicles, and valuables can change. Which is why it is essential to insure assets at replacement value and vehicles at retail value to avoid being underinsured.
“An annual insurance review is more than a formality, it’s your safeguard,” says Tarina Vlok, Managing Director at Elite Risk. “As your circumstances and possessions evolve, your cover needs to evolve with them. A review ensures you’re fully protected when it matters most.”
Proactive protection ensures you are fully prepared for whatever comes next. Use your review to update policies, check for gaps in cover, and adjust limits to reflect your current lifestyle
*Image by HelloDavidPradoPerucha on Freepik