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11/02/2025

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26/08/2024

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11/09/2023

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17/07/2023

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20/06/2023

Banking accounts and documents

DEFINITION: Bank account
A f i nancial account that can be opened with a f i nancial institution, e.g. absa, fnb,
nedbank, etc.
When you open an account for the f i rst time, you need to be familiar with the different
types of accounts that are available. Banks usually offer a package of a few different
accounts and services.
• Savings account: A bank account that earns interest. A savings account does not
have an overdraft facility. You can use a savings account for short-term savings.
You earn interest on the amount in the account, but not as much as you would
earn with a f i xed deposit account.
• Cheque or current account: A bank account that is used to deposit and withdraw
money by visiting the bank branch, using an ATM or Internet banking or by
writing a cheque.These are usually available to people who earn a regular
income. They also have an overdraft facility, which allows you to use more
money that you have in your account. Interest is charged on the overdraft.
• Fixed deposit account: A f i xed deposit account is aimed at those who have a
lump sum they want to invest over a set period of time. The money is deposited
into the account and left there until the agreed upon date, when it is released
back to the account holder with added interest. You would consider a f i xed
deposit if you want to save money for a medium to long term.
• Credit account (with credit card): An account either with a store or bank, that
allows the account holder to purchase items now and pay for them later. Often
the account holder is able to choose between the straight payment plan, where
they will pay back the money in one lump sum, or the budget plan where the
debt payments are divided up over a set number of payments. The two different
payments have two different interest rates.
• Debit account (with debit card): Debit cards can be used to pay for purchases.

20/06/2023

What is a ratio?
A ratio is a comparison of two or more numbers that are usually of the same type or
measurement. If the numbers have different units, it is important to convert the units
to be the same before doing any calculations.
We write the numbers in a ratio with a colon (:) between them.
For example, if there are 8 learners who travel by bus and 12 learners who travel by
taxi, then we say we have a ratio of 8 learners travelling by bus to 12 learners travelling
by taxi.
We can write this as 8 : 12. We can also simplify this ratio to 2 : 3, by dividing both
parts by 4.
It is important in which order you state the ratio. A ratio of 1 : 7 is not the same as a
ratio of 7 : 1.
NOTE:
Ratios don’t have measurement units, because the units cancel out. So we write a ratio
of 3 litres to 4 litres as 3 : 4, without writing ’litres’. The units only cancel out if they
are the same, though! For example, a ratio of 300 ml to 1 litre must always be written
as 300 : 1000 before we can simplify it to 3 : 10.
Writing ratios in the simplest form and equal ratios
You can write a ratio in its simplest form in the same way as you would write a fraction
in its simplest form. Check if there is a number that divides into both numbers, starting
with the smallest number in the ratio, and then checking with 2; 3; 5; etc. If there is
none, then the ratio is already in its simplest form.
To check if ratios are equivalent write both of them in their simplest form, which will
be exactly the same if they are equal. For example 5 : 10 and 30 : 60 are equivalent
ratios because they both simplify to 1 : 2.

09/06/2023

1.1.1 Determine how much white sugar (in ml) will be used. (2)
1.1.2 Calculate the number of cups of vegetable oil that they will use to make 2
dozen of muffins. (3)
1.1.3 If they start making the muffins at 10h18; when will they finish baking the
first 12 muffins?
(3)
1.1.4 Convert 400 °F into °C.
You may use the formula:
°C = (°F – 32°) ÷ 1,8 (3)
1.1.5 Convert the measurement for milk into litres. (3)
1.1.6 Give any TWO reasons why the Grade 10 learners decided to sell muffins at
the market day. (4)

09/06/2023

Here some revisions ❤️