29/05/2023
*ADVICE TO ALL EMPLOYEES*
*1* . *CONSTRUCTION*
Build a home earlier. Be it rural home or urban home.
Building a house at 50 is not an achievement. Don't get used to government houses. This comfort is so dangerous. Let all your family have good time in your house.
HENCE Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.
*2. FAMILY TIME*
Go home. Don't stick at work all the years. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.
*3. COMPETENCE*
*HARD WORK PAYS* Be loyal to yourself and believe in your work
Don't chase promotions.
Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal development.
*4. GOSSIPING* / *BACKBITING*
Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.
5. *RESPECT SUPERIORS*
Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.
*6. ENTREPRENEURSHIP*
Ensure you have a side business. Your salary will not sustain your needs in the long run.
*7. SAVINGS*
Save some money. Let it be deducted automatically from your payslip.
*8. LOANS*
Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.
*9. RESPECT YOUR SPOUSE*
Keep your life, marriage and family private. Let them stay away from your work. This is very important.
*10. RETIREMENT*
Retire early.
The best way to plan for your exit was when you received the employment letter.
The other best time is today. By 40 to 50 be out.
*11. SUPPORT YOUR UNION*
Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.
*12. LEAVE*
Take leave days utilize them by developing your future home or projects. Usually what you do during your leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.
*13. BUSINESS*
Start a project whilst still serving or working.
NOTE: It shouldn't compromise your profession and work time
Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.
**14. PENSION*
Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.
**15. COMPLEX*
Remember when you retire no one will call you boss if you don't have a viable business.
*16. NEVER BE A NEGATIVE CASE STUDY*
Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.
*17. RETIREMENT PREP 2*
Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die.
Retire whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with your family.
because it will be very difficult for you to spend time with your family when you retire but end looking for another job till you die.
*18. AVOID DIVORCE*
Matthew 5:31-32
*19. NAPSA PARTIAL WITHDRAW***
Can be your spring board to for success or a doom use it wisely. If you have no plan let it be
*20. EMPLOYMENT BENEFITS*
Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving.
*21. DON'T HATE RETIREMEMT*
Don't hate to retire because one day you will retire either voluntarily or involuntarily.
Hope you find it informative