Alternative Benefit Solutions, LLC

Alternative Benefit Solutions, LLC We help you, your family or your business to find Affordable Health, Medicare Supplements, Dental, L So, you have us working on your behalf for FREE.

About Alternative Benefit Solutions, LLC
Alternative Benefit Solutions LLC (NH license #0410881) is a local New Hampshire independent insurance agency, specializing in Health, Dental, Life and related benefits and in good standing with the Better Business Bureau since 2002. Owner and independent Insurance agent, Tom Buonanduci, has been helping families, individuals and small business owners with

their health insurance in New Hampshire for over 15 years and represents ALL insurance carriers offering plans on the Marketplace in NH. Plus, there are never any charges nor higher insurance premiums to you for working with us, as rates are set by the state. In addition, we provide a regular Newsletter to all of our clients, keeping them up-to-date on the latest developments related to Health and Dental insurance plans and life insurance, plus money saving tips and other interesting and fun information. Customers from all over New Hampshire can access our health insurance agency through this website, including Manchester, Nashua, Concord, Salem, Portsmouth, Hanover, Modadnock or Lakes region.

“It’s hard to beat a person who never gives up.”
07/25/2025

“It’s hard to beat a person who never gives up.”

A good laugh fires up and then cools down your stress response, and it can increase and then decrease your heart rate an...
07/24/2025

A good laugh fires up and then cools down your stress response, and it can increase and then decrease your heart rate and blood pressure. The result? A good, relaxed feeling.

The term “Coordination of Benefits” means a way to figure out who pays first when 2 or more health insurance plans are r...
07/23/2025

The term “Coordination of Benefits” means a way to figure out who pays first when 2 or more health insurance plans are responsible for paying the same medical claim.

Unlike an HSA, an FSA has to be set up by your employer. Like an HSA, you and your employer can make pre-tax payroll con...
07/22/2025

Unlike an HSA, an FSA has to be set up by your employer. Like an HSA, you and your employer can make pre-tax payroll contributions to the account to cover qualified medical expenses. One benefit of an FSA is your total annual election amount is available to you on Jan. 1. On the flip side, if you don’t use your FSA dollars by year-end, you lose the funds.

Flexible spending accounts, or FSAs, will allow employers and employees to expand the tax-saving benefits of a premium o...
07/21/2025

Flexible spending accounts, or FSAs, will allow employers and employees to expand the tax-saving benefits of a premium only plan. They also enable companies to provide superior health care benefits, increasing employee satisfaction, and retention.

“It’s not the load that breaks you down, it’s the way you carry it.”
07/18/2025

“It’s not the load that breaks you down, it’s the way you carry it.”

Fast Fact: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
07/17/2025

Fast Fact: Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

What happens if HSA money is not used? HSA money is yours to keep. Unlike a flexible spending account (FSA), unused mone...
07/16/2025

What happens if HSA money is not used? HSA money is yours to keep. Unlike a flexible spending account (FSA), unused money in your HSA isn't forfeited at the end of the year; it continues to grow, tax-deferred in your HSA.

Stress Can Effect The Mind: Stress is one of the brain’s worst enemies. Over time, chronic stress destroys brain cells a...
07/15/2025

Stress Can Effect The Mind: Stress is one of the brain’s worst enemies. Over time, chronic stress destroys brain cells and damages the hippocampus, the region of the brain involved in the formation of new memories and the retrieval of old ones. Studies have also linked stress to memory loss.

A “Participating Provider Option (PPO): is a health plan that supplies services at a higher level of benefits when membe...
07/14/2025

A “Participating Provider Option (PPO): is a health plan that supplies services at a higher level of benefits when members use contracted health care providers. PPOs also provide coverage for services rendered by health care providers who are not part of the PPO network; however, the plan member generally shares a greater portion of the cost for such services.

"Focus on being productive instead of busy."
07/11/2025

"Focus on being productive instead of busy."

Medicare Supplement plans cover 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies hel...
07/10/2025

Medicare Supplement plans cover 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies help pay for your share of Medicare expenses, such as your deductibles and co-insurance.

Address

Hudson, NH

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 2pm

Telephone

(603) 622-5700

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