Alternative Benefit Solutions, LLC

Alternative Benefit Solutions, LLC We help you, your family or your business to find Affordable Health, Medicare Supplements, Dental, L So, you have us working on your behalf for FREE.

About Alternative Benefit Solutions, LLC
Alternative Benefit Solutions LLC (NH license #0410881) is a local New Hampshire independent insurance agency, specializing in Health, Dental, Life and related benefits and in good standing with the Better Business Bureau since 2002. Owner and independent Insurance agent, Tom Buonanduci, has been helping families, individuals and small business owners with their health insurance in New Hampshire for over 15 years and represents ALL insurance carriers offering plans on the Marketplace in NH. Plus, there are never any charges nor higher insurance premiums to you for working with us, as rates are set by the state. In addition, we provide a regular Newsletter to all of our clients, keeping them up-to-date on the latest developments related to Health and Dental insurance plans and life insurance, plus money saving tips and other interesting and fun information. Customers from all over New Hampshire can access our health insurance agency through this website, including Manchester, Nashua, Concord, Salem, Portsmouth, Hanover, Modadnock or Lakes region.

Reminder: Medicare isn’t mandatory, but delaying enrollment may come with penalty fees. Therefore, it is wise to explore...
10/14/2025

Reminder: Medicare isn’t mandatory, but delaying enrollment may come with penalty fees. Therefore, it is wise to explore all your options before postponing coverage.

State Continuation Coverage is a state-based requirement similar to COBRA that applies to group health insurance policie...
10/13/2025

State Continuation Coverage is a state-based requirement similar to COBRA that applies to group health insurance policies of employers with fewer than 20 employees. In some states, state continuation coverage rules also apply to larger group insurance policies and add to COBRA protections.

"Don't sit down and wait for the opportunities to come. Get up and make them."
10/10/2025

"Don't sit down and wait for the opportunities to come. Get up and make them."

Contributions to an HSA are tax deductible, and the interest and earnings in the account are tax free.
10/09/2025

Contributions to an HSA are tax deductible, and the interest and earnings in the account are tax free.

Catastrophic plans have lower premiums but begin to pay only after you've first paid a certain amount for covered servic...
10/08/2025

Catastrophic plans have lower premiums but begin to pay only after you've first paid a certain amount for covered services, or just cover more expensive levels of care, like hospitalizations. Catastrophic plans are an option to consider for young adults and people for whom coverage would otherwise be unaffordable.

Reminder: The Medicare Annual Enrollment Period will start on October 15th. Please contact us with any questions you mig...
10/07/2025

Reminder: The Medicare Annual Enrollment Period will start on October 15th. Please contact us with any questions you might have.

A prescription drug list has different levels of payment coverage, called “tiers." These tiers determine how much you wi...
10/06/2025

A prescription drug list has different levels of payment coverage, called “tiers." These tiers determine how much you will pay out of pocket for your prescription drug, based on the terms of your pharmacy benefit and whether the drug is covered on the drug list. Drugs in a lower tier will often cost less than drugs in a higher tier.

“I don’t know the word ‘quit.’ Either I never did, or I have abolished it.”
10/03/2025

“I don’t know the word ‘quit.’ Either I never did, or I have abolished it.”

A Self Funded, or Self-Insured plan, is one in which the employer assumes the financial risk for providing health care b...
10/02/2025

A Self Funded, or Self-Insured plan, is one in which the employer assumes the financial risk for providing health care benefits to its employees.

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan...
10/01/2025

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan begins. The deductible requirement does not apply to preventive services.

Generic prescription drugs are lower-cost alternatives to brand name drugs. They use the same active ingredients as thei...
09/30/2025

Generic prescription drugs are lower-cost alternatives to brand name drugs. They use the same active ingredients as their brand name counterparts and work the same way.

Fast Fact: MOOP is an acronym standing for “maximum out-of-pocket” costs. The MOOP is the limit on annual out-of-pocket ...
09/29/2025

Fast Fact: MOOP is an acronym standing for “maximum out-of-pocket” costs. The MOOP is the limit on annual out-of-pocket expenditures paid by a health plan enrollee for medical services that are covered by a health insurance plan.

Address

Po Box 81
Hudson, NH
03051

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 10am - 2pm

Telephone

(603) 622-5700

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